Cost of Living

9 practical tips for cutting your household expenses

We all want to save on our household bills and have more money in our pocket for the fun things in life. While bills are an unavoidable fact of life, here are some ways you can help to reduce them:

How can I keep my gas and electric bills low in 2024?

With constant changes in energy costs make sure you known what you are paying for your gas and electricity throughout 2024.

What is an inhibition court order in Scotland?

If you’ve lost your job, state benefits and tax credits can provide vital financial support to see you through this tough time and help you avoid taking on too much debt while you look for more work...

Is a mortgage holiday worth it in the long run?

A mortgage holiday could give you the time and breathing space needed to get your finances back on track. But how do they affect credit ratings and are they worth it?

Free and Cheap Christmas Events for Children, Families, and Individuals in Scotland 2022

With the Cost of Living crisis starting to bite for many families across Scotland, most of us will be looking for ways of keeping up the festive cheer this Christmas while still keeping a close eye on...

Can’t afford rising mortgage costs due to interest rates

With interest rates on the rise, households across Scotland will find their monthly mortgage payment increase as existing low fixed rates expire. Help is at hand.

Home appliances increasing your energy bills when not in use

Across the UK, energy prices are rising rapidly so here we highlight the home appliances you should unplug when you’re not using them, to save some money.

Consequences of not paying your water bill in Scotland

The Scottish system of paying for water rates means that you receive notice of the amounts due within your council tax bill, if you don’t have a water meter fitted.

Benefits and tax credits when you’ve lost your job

If you’ve lost your job, state benefits and tax credits can provide vital financial support to see you through this tough time and help you avoid taking on too much debt while you look for more work...

What is an attachment of property for individuals in debt?

One of the most common worries of people in debt is whether they could have their home taken away from them or their possessions sold in order to pay back the money they owe.

How to claim tax back when working from home

If your employer has told you to work from home, whether full time or part time, you can claim a tax rebate for home working expenses. Find out how, here.

How does debt affect benefits in Scotland?

Universal Credit (UC), Housing Benefit, and the Council Tax Reduction Scheme are just three types of benefits in Scotland but what happens if you're in debt?