Debt Problems

Scotland Debt Solutions has over 30 years' experience in advising Scots struggling with personal debts – from credit cards and payday loans to council tax arrears and utility bills. Regardless of what is causing your financial problems, rest assured that there is qualified, expert advice available via a completely free initial consultation at your convenience.

In this section, we analyse the most common personal debts affecting people across Scotland. For many people, the most frequent debts are credit cards and store cards where a failure to keep up with minimum payments and interest added to the balance has left the debt spiralling out of control. But whether you face credit card debts or maybe something less common such as child maintenance debts or gambling arrears, we can still provide specialist advice.

Our advisers, based in five offices across Scotland – Aberdeen, Dundee, Edinburgh, Glasgow and Inverness – are happy to meet with you at your local office or come to visit you to discuss your debt problems. We can quickly get to the root of the problem and provide you with options to tackle the debt, such as formal debt management plans which protect you from creditor pressure.