Scotland Debt Solutions has over 30 years' experience in advising Scots struggling with personal debts – from credit cards and payday loans to council tax arrears and utility bills. Regardless of what is causing your financial problems, rest assured that there is qualified, expert advice available via a completely free initial consultation at your convenience.
In this section, we analyse the most common personal debts affecting people across Scotland. For many people, the most frequent debts are credit cards and store cards where a failure to keep up with minimum payments and interest added to the balance has left the debt spiralling out of control. But whether you face credit card debts or maybe something less common such as child maintenance debts or gambling arrears, we can still provide specialist advice.
Our advisers, based in five offices across Scotland – Aberdeen, Dundee, Edinburgh, Glasgow and Inverness – are happy to meet with you at your local office or come to visit you to discuss your debt problems. We can quickly get to the root of the problem and provide you with options to tackle the debt, such as formal debt management plans which protect you from creditor pressure.
Scottish Debt-Help Solutions
Get FREE Advice Today
For over 25 years, the team at Scotland Debt Solutions has been dedicated to helping Scottish residents become debt-free.
Our expert debt-advice team provide a compassionate and knowledgeable sounding board to air your money concerns. In return, they can provide you with the best course of action to become debt-free.
Through a free initial consultation, we can work out which procedure best suits your needs and answer any questions you may have. Common questions include concerns about ‘losing your home’ or ‘the affect on your credit rating’, for example. A specialist Scotland Debt Solutions adviser can talk you through each procedure and, based on your income and circumstances, devise the best route forward to a debt-free future.
We can help you with...
Business Debts
Whether you are a sole trader or a limited company director, we can help you work through your current financial problems including money owed to HMRC
Debt Arrangement Scheme (DAS)
A Debt Arrangement Scheme (DAS) lets you pay off your debt through a series of manageable instalments over a reasonable length of time.
Sequestration
Sequestration is the Scottish version of bankruptcy and may be suitable for you if you do not have the money to pay back your debts
Trust Deeds in Scotland
A Trust Deed involves making a monthly contribution to your debts for up to four years. After this time any remaining debt will be wiped out.
Common Debt Issues
Just some of the issues we can help you with
Meet our qualified Scottish based team
100% Confidential advice
Get your FREE Debt Report today
Find out which debt solution is best for you
Our debt report is completely free to use and is a great starting point for anyone with over £5000 of debts looking to take control of their debt issues. By providing us with details of your incomings and outgoings we can suggest the most appropriate way forward for you.
Get Your ReportUseful Tools
Personalised Debt Report
Our personalised debt report will help you better understand your financial position and see where your money is going.
Free Scheduled Call
Arrange a call with an expert advisor at a time to suit you.
Find a Local Office
We have five offices located across Scotland. Find your nearest one here.
Why Choose Us
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Our Scottish based team can help advise you on your debt problems.
Our Insolvency Practitioners are regulated by ICAS or IPA and our firm is FCA approved.
