Thomas McKay

Thomas offers debt advisory in Aberdeen and has years of experience helping people with their debt problems, organising their finances, and paving the way for a debt-free future. Thomas can talk you through all possible debt solutions honestly and compassionately and pinpoint the best route forward for your individual needs. Thomas has significant experience assisting sole traders and directors on trading businesses, property portfolios, personal guarantee review and solutions, banking defaults or Hmrc debts and complex matters requiring general strategy advice - allowing the client to fully consider their options in the future.

Sharon McDougall

Sharon is the first port of call for Debt Arrangement Schemes in Scotland. She will be with you every step of the way from initial phone call to finally getting your finances in order. She is a DAS-approved Money Adviser with vast experience, helping clients in financial difficulty for over 10 years. She is renowned for being a knowledgeable and considerate debt-help specialist.

David Tannock

David has been supporting debt-ridden individuals across the length and breadth of Scotland for over 18 years. He is a manager based in our Glasgow offices, alongside our wider network of offices across the country. David specialises in setting up Trust Deeds, Debt Arrangement Schemes and Sequestration arrangements to help individuals start a debt-free life. He regularly works with various debt charities, including Citizens Advice Scotland and a host of Housing Associations in Scotland to advise individuals in debt.

Kelly Jones

Simon Watson

Based out of our Glasgow office, Simon helps individuals across the city and the surrounding area get hold of their finances and work their way out of debt. With over 20 years’ experience in the financial sector, Simon is one of our most senior advisors, and when it comes to personal debt there is little he hasn’t seen before. Whether you need help with mounting credit card debts, spiralling council tax arrears, or are finding budgeting your current outgoings impossible to manage, Simon and his team of expert advisors can help.

Adam Southard

Adam is based in our Edinburgh office and has more than 15 years’ experience working in personal and corporate insolvency and other financial services. He has a long history of assisting Scottish residents in financial difficulty, helping them to lead a debt-free life. He is a qualified accountant and licensed insolvency practitioner and has a thorough understanding of the detrimental effects of poor cash flow and outstanding creditor debts, helping to facilitate early recovery for Scottish individuals in debt.