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Scotland Debt Calculator

Get a rough indication of what your monthly repayments might be under each of our different debt solutions.

Your Total Debt

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£5,000 - £10,000

£10,000 - £20,000


Your Employment Status

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Your Total Monthly Income

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£1,000 - £2,000

£2,000 - £3,000


What can you pay monthly towards your debt?

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£100 - £200

£200 - £300


Understand your options

Helping Scots in Debt since 1989

Scotland Debt Solutions is dedicated to helping residents of Scotland who find themselves in financial trouble and battling unmanageable debt. If you live in Scotland, have debts over £5,000, and are worried about how you are going to repay the money you owe, we are here to help you.

At Scotland Debt Solutions, we understand how easy it is to fall into debt, and how quickly this type of situation can spiral out of control. Regardless of how you built up your debt, we do not judge. Our objective remains the same; to get you out of debt and back on the road to financial freedom. Our advice is completely confidential and our advisers will be with you at every step, guiding you through the entire process and answering any questions you may have along the way. If you think you have nowhere left to turn, turn to Scotland Debt Solutions.

Types of debt we can help with:

  • Credit Cards
  • Personal Loan
  • Store Cards
  • Overdrafts
  • Council Tax Arrears
  • Catalogue Debt
  • Payday Loans
  • Unsecured Car Finance
About Us

We’re here to help

Sharon is one of our most experienced debt advisers and specialises in helping people across Scotland get out of the red and back into the black. Sharon is here to help you understand your options, and will talk you through the full range of debt solutions and help pinpoint which one is the most appropriate for you based on your individual circumstances. Whether you choose a face-to-face meeting or would prefer to deal with the whole process over the phone, Sharon is here to guide you through.

Sharon McDougall Square

Sharon McDougall

Debt Adviser

Call: 0800 0639 250

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Find out how a Trust Deed Helped June

After ignoring phone calls from creditors and leaving the post left unopened, June’s debts were starting to mount as she struggled to face up to her financial problems. But in one short call to Scotland Debt Solutions, she turned her life around. Watch this powerful video and if it strikes a chord with you, contact us today to start your debt-free journey.

We'll give you a call

Our Scottish based team can help advise you on your debt problems.

Here at Scotland Debt Solutions we take your privacy seriously and will only use your personal information to contact you with regards to your enquiry. We will not use your information for marketing purposes. See our Privacy Policy.

Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority

Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.

ICAS Insolvency Practitioners