Chris had his own business. Everything went fine for a while, but the recession hit hard. Utility bills built up and he wasn’t bringing in enough money. He also had his wife and daughter to support and rent to pay, but he was trying to keep his home life as normal as possible. Not wanting to worry his wife, he didn’t share his problems. He still took them out at weekends.
“It was really quite bad. And from there it just snowballed. It got a bit - a lot - unmanageable,” he says.
Chris found SDS online and requested a call back. “My mobile phone had been shut down,” he laughs, “so I went online, typed in my details and they gave me a call back really quickly, which was great.”
“SDS did everything I was really hoping they would do. I had spent so long trying to deal with the problem myself it had actually driven quite a big stake between me and my wife… But they understood that. They said it was a common thing with people in financial difficulty. They just talked me through it step by step. They were really helpful. It was like talking to a normal person!”
We recommended Chris apply for Sequestration.
There is a pronounced correlation between the rollout of the Universal Credit benefits system and rising demand for foodbanks in specific areas of the country.
A new fund has been launched with the aim of providing financial support to Scots who live on low incomes and struggle to cover the costs of funerals for their loved ones.
Our Scottish based team can help advise you on your debt problems.