When it comes to sitting down and talking about your debt problems, sometimes there’s no place like home. That’s why we offer free home visits to anyone living in Scotland with personal debts totalling more than £5,000.
Opening up about debt problems can be a hugely difficult and emotional time, and home comforts can help many people to feel at ease. In our experience of helping indebted individuals for more than 30 years, we appreciate that there are often monumental barriers that prevent people from taking that first step of asking for help. Many struggle to afford the bus or taxi ride into town, some are struggling with mental health issues caused by debt and can’t face leaving the house, whilst others are worried about wider perception and don’t want to tell anyone – even their loved ones – about their financial situation.
It’s absolutely essential that you ask for help – and we’re here to provide it. There’s no fee, there’s no judgement; there’s just helpful and friendly advice. We empathise with people just like you on a daily basis; people who can’t bring themselves to answer unfamiliar phone calls or open creditor letters that come through the letterbox. But putting your head in the sand will only make matters worse. As time goes on, we often see fines and interest charges added to existing debts which is how they often spiral even further out of control.
We can put a stop to this. Rest assured there are debt solutions out there that will help you gain control of your finances once again. All it takes is a quick chat with a member of our expert team – in the comfort of your home and at your convenience.
To arrange a free home visit with one of our debt-help experts in Scotland – or to simply find out more – please click here and choose your method of contact.
Our Scottish based team can help advise you on your debt problems.
Whether you are a sole trader or a limited company director, we can help you work through your current financial problems including money owed to HMRC
A Debt Arrangement Scheme (DAS) lets you pay off your debt through a series of manageable instalments over a reasonable length of time.
Sequestration is the Scottish version of bankruptcy and may be suitable for you if you do not have the money to pay back your debts
A Trust Deed involves making a monthly contribution to your debts for up to four years. After this time any remaining debt will be wiped out.
Our personalised debt report will help you better understand your financial position and see where your money is going.
Arrange a call with an expert advisor at a time to suit you.
We have five offices located across Scotland. Find your nearest one here.
Our Scottish based team can help advise you on your debt problems.