Articles

The Tenant Hardship Loan Fund is available for individuals facing the risk of eviction as they cannot claim housing benefits or support.

Are personal debts in Scotland written off after six years? What is statute-barred debt? When is Scottish debt unenforceable? Find out more in this article.

The Debt Arrangement Scheme rules have been relaxed to prevent further repayment problems and a potential slide towards bankruptcy. What are the changes?

Full and final settlements involve paying a pre-agreed sum to your creditor that ends the contract, but there are advantages/disadvantages to consider.

If your employer has told you to work from home, whether full time or part time, you can claim a tax rebate for home working expenses. Find out how, here.

A County Court Judgment (CCJ) in Scotland is called a decree. So what is a decree and can you challenge one? And what does it mean for your credit rating?

Paying off debt can be an exhausting task but for individuals in Scotland, there are Scottish support systems & steps you can take to become debt-free in 2021.

The government announced mortgage payment holidays through a broad Covid support package in 2020. But how do they affect credit ratings and are they worth it?

When you’re struggling to repay debt it’s difficult to know how to deal with debt collectors, particularly if they take an aggressive approach. Find out more.

The coronavirus pandemic has left thousands across the UK redundant or in unsecure jobs. How can individuals in Scotland find employment or new roles in 2021?

The Scottish Parliament have agreed to extend coronavirus temporary measures until 31 March 2021, offering greater access to personal debt solutions and protection for individuals in financial difficulty during Covid-19.

The coronavirus pandemic has resulted in the Scottish justice system to restrict the amount of business entering the courts to comply with public health guidance to control the spread of the Covid-19 virus.