Articles

Can a Wage Arrestment be stopped or challenged?

How to stop or challenge a creditor from recovering money from your earnings through a Wage Arrestment or Earnings Arrestment order.

Are you entitled to the Marriage Tax Allowance?

It is estimated that nearly two million UK couples are eligible but yet to the claim the Marriage Tax Allowance which was introduced in April 2015.

Top tips to save around £500 a year on energy bills

The impact of soaring energy bills is creating serious financial issues for households across Scotland, but there are steps you can take to reduce your outgoings.

Free and Cheap Christmas Events for Children, Families, and Individuals in Scotland 2022

With the Cost of Living crisis starting to bite for many families across Scotland, most of us will be looking for ways of keeping up the festive cheer this Christmas while still keeping a close eye on...

Can’t afford 2022 winter energy bills

Households across Scotland will be faced with huge increases on their energy bills from October 2022. Understand the help and support available here.

Can’t afford rising mortgage costs due to interest rates

With interest rates on the rise, households across Scotland will find their monthly mortgage payment increase as existing low fixed rates expire. Help is at hand.

Can you take out joint Trust Deeds in Scotland?

Joint Trust Deeds don’t exist, however, if you want to run a Trust Deed that encompasses debts as a couple, this will be two individual Trust Deeds.

Home appliances increasing your energy bills when not in use

Across the UK, energy prices are rising rapidly so here we highlight the home appliances you should unplug when you’re not using them, to save some money.

How can I keep my gas and electric bills low in 2022?

A huge rise in energy costs means you could pay significantly more for your gas and electricity this winter, and throughout 2022.

What is the 70-20-10 Budget?

The 70-20-10 method of budgeting allocates proportions of your income to three different areas – living costs, debt, and savings. The sheer simplicity of the budget helps you control spending, repay...

Should I pay off my debts or save – or both?

If you have money left over at the end of the month, you may be wondering how best to use it. Should you pay off your debts, or is saving a better option? You might even be considering both.

What happens if I can’t afford divorce legal fees?

The emotional strain of divorce can be overwhelming, and further exacerbated by uncertainty over money. Divorce is typically an expensive process, so what happens if you can’t afford to pay your div...