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HELPING SCOTS GET
Out of Debt Since 1989
Our expert team of advisers provide a compassionate and knowledgeable debt help and advice service, giving you the space to discuss your money worries in confidence. In return, we will provide you with expert help and advice and suggest the best course of action to become debt free.
For over 30 years, the team at Scotland Debt Solutions has been dedicated to helping Scottish residents understand their options to become debt free by giving expert help and advice to those in debt when it is needed the most.
There are a number of common debt solutions available to Scottish residents in financial difficulty, including formal arrangements such as Trust Deeds, Sequestration (also known as bankruptcy) and Debt Arrangement Schemes (DAS).
Only with the right help and advice can you be sure you are choosing the right path for you based on your individual circumstances. Through an initial consultation, we will take the time to understand the situation you have found yourself in, and from that point we can advise which procedure best suits your needs. We will also be there to answer any questions you may have at any stage of the process.
Common questions include concerns about ‘losing your home’ or ‘the affect on your credit rating’, for example. Your dedicated Scotland Debt Solutions adviser will talk you through each procedure and - based on your income, level of debt, and your ability to repay - devise the best route forward to helping you look forward to a debt free future.
The first step to getting yourself back on a solid financial footing is to ensure you have a full understanding of the debt solutions available to you. Your Scotland Debt Solutions adviser will explain the possible options you have, as well as highlighting which one may be the most appropriate for you. The main debt solutions available in Scotland are:
Don't worry if you are unsure which option is the one for you; it is our job to provide you with the help and advice you need to reach this decision. Your adviser will identify the best solution for you and clearly explain the reasoning behind their suggestion.
From our offices in Glasgow, Edinburgh, Dundee, Inverness and Aberdeen, we provide help and advice to individuals across Scotland and help Scots in financial distress every year. We have already helped thousands of people take control of their debts, and we are ready to help you do the same. Take the first steps towards being debt free by contacting Scotland Debt Solutions today.
As well as providing expert help and advice to individuals in debt, we also regularly advise limited company directors who are experiencing financial distress with their business. If you are dealing with HMRC arrears, squeezed cash flow, or problems repaying an outstanding Bounce Back Loan, our advisers are here to help. We have 5 offices across Scotland, all offering business restructuring advice and support as well as guidance when it comes to closing or liquidating a company in debt.
We can help you with...
Whether you are a sole trader or a limited company director, we can help you work through your current financial problems including money owed to HMRCBusiness Debts
A Debt Arrangement Scheme (DAS) lets you pay off your debt through a series of manageable instalments over a reasonable length of time.Find out More
Sequestration is the Scottish version of bankruptcy and may be suitable for you if you do not have the money to pay back your debtsFind out More
Our debt report is completely easy to use and is a great starting point for anyone with over £5000 of debts looking to take control of their debt issues. By providing us with details of your incomings and outgoings we can suggest the most appropriate way forward for you.
Our personalised debt report will help you better understand your financial position and see where your money is going.
Arrange a call with an expert advisor at a time to suit you or contact our team via WhatsApp for immediate help and advice.
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Helping Scots Get
Out of Debt Since 1989
We have offices in Aberdeen, Dundee, Edinburgh, Glasgow & Inverness. Contact your local office now, for your initial consultation and advice.
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Our Scottish based team can help advise you on your debt problems.
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Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority
Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.