However, if you have personal debt issues that you would like to discuss and your debt levels are above £5,000 then we can look at a solution that may be able to help you.
At Scotland Debt Solutions, we advise individuals suffering under the weight of debt on a daily basis. A huge element of this strain and pressure is applied by debt collection agencies and Sheriff Officers through their constant deluge of communication – whether it be letters through the door, phone calls, or even attempting to contact you at work or – in some cases we've seen – through social media.
You may perceive them as bailiffs or 'enforcement officers' but their official description is Sheriff Officers. There are many located across Scotland and, unfortunately, too many of them refuse to play by the rules and often exaggerate their authority causing distress and anguish to Scottish individuals every single day.
Whether you're struggling with your council tax payments or any other personal debt issue, rest assured that we can help.
If you're facing heavy handed tactics from a Sheriff Officer, your first port of call should be to contact us at one of our five regional offices across Scotland. We can help you today; whether that means dealing with these Officers for you, helping you arrange a manageable repayment plan, helping you understand your legal rights and putting an end to unlawful harassment, and even taking steps to protect the money you have in your bank account from being seized or frozen.
We offer these services FREE of charge and can arrange an immediate consultation with you at your convenience; either on the phone or via a confidential meeting.
Take your first steps towards a debt-free future by moving towards the options that are available to you at this time.
Rules relating to Debt Arrangement Schemes (DAS) have been relaxed in ways that should provide extra breathing space for Scots whose finances have been adversely affected by the Covid pandemic.
The circumstances of lockdown are adding to the financial difficulties of low-income families across the UK, according to a new report carried out by the Resolution Foundation.
Our Scottish based team can help advise you on your debt problems.