Advantis Credit Limited - Should I Make Payment?

If Advantis are chasing you, this means that your original lender has sold your debt onto them. This is often done when the original lender has exhausted all efforts to get you to pay the money you owe. They will then sell this debt onto a debt collection firm such as Advantis who will take over responsibility of recovering payment.

What action will Advantis take against me?

Debt collection firms tend to be more persistent in chasing unpaid debt. Therefore you may find that Advantis attempt to contact you more than your original lender did whether by phone call, letter, or both. This is because they have more resources to dedicate to chasing outstanding debt, so you can expect more frequent contact.

If ignored, a debt collection agency such as Advantis can take you to court to register a County Court Judgment (CCJ) against you and they may even send one of their agents to your home. It is therefore important that you take steps to resolve the situation rather than just hoping it will go away on its own.

Ignoring the problem is only likely to make the situation worse, causing you a huge amount of stress and anxiety in the process. If you are unable to pay the money you owe, Scotland Debt Solutions can talk you through your options and liaise with Advantis on your behalf.

If you are unable to pay Advantis the money you owe, try to explain your situation to them in a calm and reasonable manner. Many debt collection firms are open to arranging a payment plan to help you clear your debt.

If you do enter into these negotiations, you need to be very careful and ensure you do not commit yourself to a payment plan that you cannot afford. Doing this is only likely to make your situation worse as this may cause you to fall behind in your other financial commitments such as rent, council tax, or other potential debts

What are my options if I am being chased by Advantis?

If you are being chased by Advantis for a debt you cannot afford to clear, or if you have a number of other unaffordable debts owed to lenders or debt collection agencies – the experts at Scotland Debt Solutions are here to help.

Your Scotland Debt Solutions adviser will talk you through your options. These may include entering into a Trust Deed, a Debt Arrangement Scheme, or Sequestration depending on your own unique circumstances.

Once a route forward has been decided, your adviser will be on hand throughout the whole process. They will liaise with Advantis and any other lenders you may have, instantly stopping the phone calls and letters. All correspondence will go through your adviser, instantly lifting a weight from your mind.

To speak to a Scotland Debt Solutions adviser and stop the pressure from Advantis, call our team today on 0141 326 0417.