General

In 2019, the Financial Conduct Authority (FCA) instructed banks to introduce a simpler fee structure for arranged and unarranged overdrafts before April 2020, namely a flat annual interest rate.

Scotland’s rivalry with England dates back over 1,000 years to the Battle of Brunanburh when both countries would regularly brawl over territory, and this weekend draws stark similarities as another set of hairy brutes from each nation go head-to-head in rugby’s Calcutta Cup.