Tax

Her Majesty’s Revenues and Customs (HMRC) is one of the biggest creditors in Scotland, and indeed across the rest of the UK.

Tax credits are designed to help individuals and families top up their incomes when they are finding it difficult to pay for essential everyday expenses based on their ordinary incomes.

It is estimated that nearly two million UK couples are eligible but yet to the claim the Marriage Tax Allowance which was introduced in April 2015.