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Understanding credit cards: Balance transfer vs money transfer

You may already know that shifting credit card debt from a high interest card over to a low interest one can save you a significant amount of money

Credit cards and Trust Deeds – what you need to know

Trust Deeds can be invaluable in helping Scots get out of debt, and avoid bankruptcy. Can a Trust Deed help solve huge credit card debts? Find out more.

Understanding Credit Card Debts and Possible Solutions

Although credit cards can be a useful financial tool when used correctly, interest rates of between 10% and 30% make it easy for debt to spiral quickly if spending is uncontrolled.

What is a ‘soft search’ and how can this increase your chances of a successful balance transfer?

If you have credit card debt which is attracting a high level of interest, moving this balance onto a lower interest card could save you a considerable amount of money.

How to avoid paying credit card interest

Credit card interest can be extremely high, with rates of 20% or more commonly being paid by consumers.

What happens if I don’t keep up with credit card repayments?

Credit card debt is unsecured so you don’t need to worry about any of your assets being repossessed, but getting behind with credit card repayments can still cause an alarming spiral into debt.