What reason should I give when applying for a personal loan?

When you apply for a personal loan it’s important to be open with the lender and tell them exactly what the loan is for.

What's a ‘continuous payment authority’ and how to cancel it

Continuous payment authorities, or CPAs, are often used by payday loan providers as a way to take repayments via a debit card, or sometimes a credit card.

Log book loans and personal debts explained

If you have a poor credit history and are not eligible for mainstream borrowing, log book loans offer a way to obtain finance quickly. They involve borrowing money against the value of your vehicle, a...

Personal Loan for People in Bankruptcy

Getting personal loans after bankruptcy discharge can be a problem because your credit file will be adversely affected by the insolvency.

Personal loans and debt problems

Personal loans are perhaps one of the most straightforward ways of borrowing money but they can nonetheless be a source of serious financial complication and concern.

What are personally guaranteed or guarantor loans?

If you personally guarantee a loan it means you’re committing to repaying any outstanding balance in full in the event of default.

My partner and I are considering a joint loan, is it wise?

When taking out a joint loan, there are many things you need to consider. Signing up to a joint credit agreement is a huge commitment and it’s important to ensure you have all the facts before signi...