Cost of Living

How does debt affect benefits in Scotland?

Universal Credit (UC), Housing Benefit, and the Council Tax Reduction Scheme are just three types of benefits in Scotland but what happens if you're in debt?

9 practical tips for cutting your household expenses

We all want to save on our household bills and have more money in our pocket for the fun things in life. While bills are an unavoidable fact of life, here are some ways you can help to reduce them:

How to manage your finances if you’ve been made redundant

If you’ve been made redundant, you may be entitled to receive redundancy pay if you’ve worked for the same employer for two continuous years. The amount you receive depends on your age, length of...

What happens if Universal Credit is frozen in Scotland?

What emergency help is available for people in Scotland while Universal Credit is stopped due to an investigation or dispute? Read more about debt solutions:

Nearest food banks in Scotland – what are your options?

The latest figures on the use of food banks in Scotland show a disproportionately high need by Scottish residents in terms of population numbers, when compared with any other area of the UK.

Overspent at Christmas? How to remedy your financial hangover

Long after the presents have been unwrapped, the Christmas decorations have been packed away, and the last of the turkey has been eaten, the after-effects of overspending at Christmas can last well in...

What is Attachments of Earnings and how does it work?

An Attachment of Earnings, or Earnings Arrestment as it is known in Scotland, is part of the ‘diligence’ process available to creditors who have been unable to collect their monies despite obtaini...