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Kilmarnock Personal Debt Advisers & Licensed Insolvency Practitioners

John Baird

Telephone: 0800 0639 250


John covers the Kilmarnock area and conducts face-to-face meetings with people struggling under the weight of debts, helping to reassure them and find the best solutions for their needs. He has been advising people with financial worries for the last 17 years and is extremely friendly and knowledgeable.

People in Kilmarnock should be aware of the financial support that surrounds them and never be too proud or stubborn to seek help. You can get specialist help through a number of different means, including East Ayrshire Council (01563 503301) who can provide general advice on debt issues, and expert debt-advice firms such as Scotland Debt Solutions who help thousands of Scots with their individual money problems each and every year.

Scotland Debt Solutions has five offices across the country and from our nearest office in Glasgow, the half-hour journey down the M77 is a frequent route for our dedicated advisers who often make appointments to see people in the Kilmarnock and East Ayrshire region – often within 24-48 hours of your call.

Whether you’ve overspent on credit cards or store cards in the Burns Shopping Mall, whether you’ve got into a tangle with payday loans and interest is mounting, or whether you’ve simply had a case of bad luck with work or illness – it’s important to recognise there are many reasons why people end up in debt and the best thing you can do is take immediate action.

We have seen all kinds of personal debt situations over 25 years and can provide specialist advice on solutions that might be available to you. These include common procedures such as Trust Deeds, Debt Arrangement Schemes also known as DAS and Sequestration. We offer free consultations where we discuss your situation in a confidential setting at your convenience; our goal is always to help you get out of debt as soon as possible.

We know how challenging life can be when you’re constantly avoiding your creditors whether that’s phone calls, knocks on the door or letters on the doormat. It’s time to take the first steps towards financial freedom by calling Scotland Debt Solutions today; we have specialist debt-help experts regularly advising people in the Kilmarnock region and we can talk with you today. Contact us on 0800 063 9250 for confidential advice.

Why Choose Us?

  • Speak direct with a qualified adviser
  • We do not operate call centres
  • 5 Offices in Scotland - National Coverage
  • Home visits also available
  • Fully regulated advisers and Reputable Firm
  • Helping Scots Get Out of Debt Since 1989
Our Insolvency Practitioners
are regulated by ICAS or IPA

5 Regional Scottish Offices

Home Visits also Available

Contact Form - Kilmarnock

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Client Testimonials


Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.

I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.


I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.

Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.

Our Insolvency Practitioners
are regulated by ICAS or IPA and our firm is FCA Approved

Contact our Kilmarnock Office on 0800 0639 250