Scotland Debt Solutions is dedicated towards helping Scots in financial trouble. If you’re struggling under the weight of debt and live in Scotland, we can help you.
Whether your debts have been accumulated through no fault of your own or your money problems are self-inflicted, it makes no difference to us. At Scotland Debt Solutions, we do not judge. We treat everybody the same and apply the same objective; to get you out of debt and back on the road to financial freedom. We have achieved this feat with thousands of Scots since 1989 and our vast experience and expertise helps people just when they think they have nowhere to turn.
So regardless of whether you’re struggling with credit card debts, sheriff officers, council tax, payday loans, mortgage arrears, employment issues, store cards or any kind of finance or lending, you can talk to one of our dedicated advisers and get 100% FREE debt advice. We will even come to see you at your home or other preferred location to discuss your current circumstances in a confidential manner and establish how to get you out of debt.
There are a number of debt management solutions that could help you. These solutions typically involve repaying a small amount over a number of months. Our advisory service is honest, straight-talking and backed by the UK’s leading insolvency specialists.
We can talk you through solutions such as Trust Deeds, Debt Arrangement Schemes and Sequestration (bankruptcy) and dispel some of the myths and stigmas surrounding these common debt management plans. We can work out which solution best suits your needs and answer any questions you may have, such as queries about whether your home is secure or how your credit rating will be affected.
For immediate and effective assistance with debt and how to put plans into place for a debt-free future, contact Scotland Debt Solutions today. From our offices in Glasgow, Edinburgh, Dundee, Inverness and Aberdeen, we provide coverage across Scotland from Gretna to the Highlands.
For individuals facing demands and pressure from Sheriff Officers for debts such as council tax arrears, Scotland Debt Solutions’ team of experts can help. We provide FREE advice either on the phone or in person at your convenience. We are currently advising dozens of people feeling the weight of pressure from Sheriff Officer letters, phone calls and knocks on the door. We can help put a stop to this. Click here for more information on preventing Sheriff Officer action.
From day one, our team will take care of all communication with your creditors on your behalf.
Meaning no more chasing phone calls, no more debt collector visits to your home, and no more threatening letters through the letterbox. We will assess each possible solution including trust deeds, debt arrangement schemes and sequestration.
We know how stressful being in debt can be, and the pressures it puts on you and your family.
By working with our experienced, trusted and friendly team, you can get on with your life knowing that you’re being taken care of.
We have FOUR local Scottish offices in Glasgow, Edinburgh, Dundee, Inverness and Aberdeen.
We are committed to helping you become debt free without sacrificing the needs of you and your family.
We will make every effort to ensure that we provide the right solution that protects your home, your car, and your future in the best way possible.
You can rest assured that our team are committed to finding the right solution for you.
Use our Debt Calculator to figure out a rough indication of what your monthly repayments might be under each of our different debt solutions. Bear in mind these are just for guidance; for a proper assessment of your situation, we will to talk to you one-to-one.
A Trust Deed is a fixed-term voluntary arrangement (usually 48 months) between you, your creditors and a qualified independent ‘Trustee’ who takes control of your debt repayments.Find out more
A Debt Arrangement Scheme (DAS) is a government-backed scheme designed to help people repay their debts over an agreed amount of time without the threat of legal action.Find out more
Sequestration is a bankruptcy procedure under which you transfer all your assets, including your home, to a trustee who then administers the bankruptcy and manages the sale of your assets to generate funds for creditors.Find out more
But for a comprehensive assessment of where you can save money, you should download the SDS Complete Budget Tool. Take a spare hour, dig out your receipts, utility bills and bank statements and enter as much detail as possible into the Complete Budget Tool to figure out just where all your money goes. It may feel like hard work, but this is one of those occasions where you really do get out what you put in!