Debt Calculator
Get a rough indication of what your monthly repayments might be under each of our different debt solutions.
Helping Scots in Debt since 1989
Scotland Debt Solutions is dedicated towards helping Scots in financial trouble. If you're struggling under the weight of unmanageable debt of over £5,000 and live in Scotland, we can help you.
Whether your debts have accumulated through no fault of your own, or your money problems are self-inflicted, it makes no difference to us. At Scotland Debt Solutions, we do not judge. We treat everybody the same and apply the same objective; to get you out of debt and back on the road to financial freedom. We have achieved this feat with thousands of Scots over the last thirty years and our vast experience and expertise can help people just when they think they have nowhere left to turn.
Personal Debt Advice for Residents of Scotland.
If you’re struggling with credit card debts, sheriff officers, council tax, payday loans, mortgage arrears, employment issues, store cards or any kind of finance or lending, you can talk to one of our dedicated advisers and get 100% FREE debt advice. You can make an appointment at any one of our 5 offices across Scotland, or we can even come to see you at your home or other preferred location to discuss your current circumstances in a confidential manner and establish how to get you out of debt.
We can talk you through solutions such as Trust Deeds, Debt Arrangement Schemes and Sequestration (bankruptcy) and dispel some of the myths and stigmas surrounding these common debt management plans. We can work out which solution best suits your needs and answer any questions you may have, such as queries about whether your home is secure or how your credit rating will be affected.
For immediate and effective assistance with debt and how to put plans into place for a debt-free future, contact Scotland Debt Solutions today. From our offices in Glasgow, Edinburgh, Dundee, Inverness and Aberdeen, we provide coverage across Scotland from Gretna up to the Highlands.
Check out our Useful Tools
Personalised Debt Report
Our personalised debt report will help you better understand your financial position and see where your money is going.
Free Scheduled Call
Arrange a call with an expert advisor at a time to suit you.
Find a Local Office
We have five offices located across Scotland. Find your nearest one here.
We can help you with...
Business Debts
Whether you are a sole trader or a limited company director, we can help you work through your current financial problems including money owed to HMRC
Debt Arrangement Scheme (DAS)
A Debt Arrangement Scheme (DAS) lets you pay off your debt through a series of manageable instalments over a reasonable length of time.
Sequestration
Sequestration is the Scottish version of bankruptcy and may be suitable for you if you do not have the money to pay back your debts
Trust Deed
A Trust Deed involves making a monthly contribution to your debts for up to four years. After this time any remaining debt will be wiped out.
Common Debt Issues
Just some of the issues we can help you with
We now do home visits
If you would prefer a meeting in the comfort of your own home, we are happy to arrange a date and time convenient for you no matter where in the country you are based.
Get your FREE Debt Report today
Find out which debt solution is best for you
Our debt report is completely free to use and is a great starting point for anyone with over £5000 of debts looking to take control of their debt issues. By providing us with details of your incomings and outgoings we can suggest the most appropriate way forward for you.
Get Your ReportWhy Choose US
Our Insolvency Practitioners are regulated by ICAS or IPA and our firm is FCA approved.
