Debt Recovery Plus - Should I Make Payment?

If you have received a letter from Debt Recovery Plus this may be because of an outstanding private parking charge notice. If the debt has not been paid, the parking operator may have paid for the assistance of a firm such as Debt Recovery Plus. This means they will be responsible for contacting you on behalf of their client.

What powers do Debt Recovery Plus have?

Debt Recovery Plus have the options to escalate if you do not respond to their letters or phone calls. You may find them to be more persistent in chasing payment than the private parking company or landowner. This is because they have more resources and ability to focus on retrieving payment. This can make it more difficult to manage and heighten feelings of stress.

If you do continue to ignore Debt Recovery Plus, then it is possible they may escalate this to the Sheriff court through a Decree. Debt can be retrieved through a form of diligence, including an Earnings Arrestment where payments are deducted directly from your wages. It is important that you act where possible to prevent this from happening.

Whilst it may be tempting to ignore the problem, this can only make matters worse. If you find yourself in this situation it is vital to act as soon as possible to prevent any escalation. If you are struggling with finding a way to repay your debt, then our expert advisors at Scotland Debt Solutions are available to talk you through the options available.

If Debt Recovery Plus are requesting a payment you cannot make, you should try to explain this to them in a clear manner. It is important that you do not ignore the situation as they have the legal power to introduce additional charges, serve an Earnings Arrestment against you, or issue a Court Decree.

If you speak to Debt Recovery Plus, you may be able to negotiate a payment plan with them which suits both parties. If you are presented with a repayment plan, you should carefully check the terms and conditions before agreeing to it.

Before agreeing, you should also consider any future costs which will have to be accounted for in your budget. If you make allowance for costs such as bills, council tax, or other outgoings then this will prevent falling behind in other financial commitments.

What options do I have if I am being chased by Debt Recovery Plus?

If you are receiving frequent contact from Debt Recovery Plus either by letter or phone call regarding your unpaid parking notice, there is help available from our experienced Scotland Debt Solutions team.

Your Scotland Debt Solutions advisor will speak to you to really understand what you are facing and talk you through different options available. Some solutions may include a Debt Arrangement Scheme (DAS), a Trust Deed, or Sequestration depending on what is most suitable for your current financial position.

Once you have decided on a solution moving forward, you will have support from your advisor who will manage communication with Debt Recovery Plus on your behalf, bringing instant relief and valued breathing space from the phone calls and letters.

To get in touch with one of our expert advisors today and seek help for facing Debt Recovery Plus, contact our team on 0141 326 0417.