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Debt Recovery Plus - Should I Make Payment?

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Who is Debt Recovery Plus?

Debt Recovery Plus are a debt collection company based in London, who operate across the UK including Scotland, specialising in parking charge notices. Their clients include private landowners and private parking companies in the UK. Therefore, if you currently have a parking fine notice which you are struggling to make then you may be contacted by Debt Recovery Plus. They provide a service to their clients to recover the debt that is owed to them. So, unlike some debt collectors, they do not purchase the debts or own the amount that is owed.

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Why are Debt Recovery Plus contacting me?

If you have received a letter from Debt Recovery Plus this may be because of an outstanding private parking charge notice. If the debt has not been paid, the parking operator may have paid for the assistance of a firm such as Debt Recovery Plus. This means they will be responsible for contacting you on behalf of their client.

What powers do Debt Recovery Plus have?

Debt Recovery Plus have the options to escalate if you do not respond to their letters or phone calls. You may find them to be more persistent in chasing payment than the private parking company or landowner. This is because they have more resources and ability to focus on retrieving payment. This can make it more difficult to manage and heighten feelings of stress.

If you do continue to ignore Debt Recovery Plus, then it is possible they may escalate this to the Sheriff court through a Decree. Debt can be retrieved through a form of diligence, including an Earnings Arrestment where payments are deducted directly from your wages. It is important that you act where possible to prevent this from happening.

Whilst it may be tempting to ignore the problem, this can only make matters worse. If you find yourself in this situation it is vital to act as soon as possible to prevent any escalation. If you are struggling with finding a way to repay your debt, then our expert advisors at Scotland Debt Solutions are available to talk you through the options available.

Should I make a payment to Debt Recovery Plus?

If you are considering making a payment to settle your parking fine debt with Debt Recovery Plus, you should confirm that the amount owed is valid. This can be requested through a Proof of Debt letter. Once you have confirmation, you can arrange payment with them through the various options they offer, including online payments and an automated phone line.

They provide a number for a call centre on their website where you can speak to someone in more detail about payment. If you can afford to make the payment it is recommended to do so to avoid any measures being taken.

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What can I do if I cannot afford to pay Debt Recovery Plus?

If Debt Recovery Plus are requesting a payment you cannot make, you should try to explain this to them in a clear manner. It is important that you do not ignore the situation as they have the legal power to introduce additional charges, serve an Earnings Arrestment against you, or issue a Court Decree.

If you speak to Debt Recovery Plus, you may be able to negotiate a payment plan with them which suits both parties. If you are presented with a repayment plan, you should carefully check the terms and conditions before agreeing to it.

Before agreeing, you should also consider any future costs which will have to be accounted for in your budget. If you make allowance for costs such as bills, council tax, or other outgoings then this will prevent falling behind in other financial commitments.

What options do I have if I am being chased by Debt Recovery Plus?

If you are receiving frequent contact from Debt Recovery Plus either by letter or phone call regarding your unpaid parking notice, there is help available from our experienced Scotland Debt Solutions team.

Your Scotland Debt Solutions advisor will speak to you to really understand what you are facing and talk you through different options available. Some solutions may include a Debt Arrangement Scheme (DAS), a Trust Deed, or Sequestration depending on what is most suitable for your current financial position.

Once you have decided on a solution moving forward, you will have support from your advisor who will manage communication with Debt Recovery Plus on your behalf, bringing instant relief and valued breathing space from the phone calls and letters.

To get in touch with one of our expert advisors today and seek help for facing Debt Recovery Plus, contact our team on 0141 326 0417.

Common Debt Issues

Just some of the issues we can help you with

Overdraft Debt
Household Expenses

Overdraft Debt

Store and Credit Cards Debts
Stack Of Credit Cards

Store and Credit Cards Debts

Council Tax Arrears
Couple working out household debt

Council Tax Arrears

Mortgage and Rent Arrears
Rental House

Mortgage and Rent Arrears

Car Payments
Car Parking Fine on Windscreen

Car Payments

County Court Judgment
Court Order

County Court Judgment

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The Team

Meet our qualified Scottish based team

100% Confidential advice

Chelsea Williams Thomas Mckay Kelly Jones Tannock1


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Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority

Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.

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