A new guide created with the support of the Scottish government has been launched with the aim of providing potentially valuable clarity to people across the country struggling to cope with their debts.
The guide is called ‘How to deal with debt’ and has been put together by National Debtline and the Money Advice Trust, which is the charity that runs the debtline and helps thousands of people in financial difficulty each year.
Anyone in Scotland can now access the guide for free online with the hope being that it provides clarity and guidance to people who might otherwise not know how best to overcome their debt problems.
A substantial amount of user-testing was conducted during the process of designing the new debt help guide and a range of organisations with expert knowledge on the relevant subjects were extensively consulted.
Aspects of the guide reflect an awareness of just how emotionally fraught and psychologically difficult it can be to be in a serious problem debt situation.
Other topics discussed include how to cope with debt problems brought about directly or indirectly by Covid-19 and the ongoing pandemic.
Aileen Campbell, communities secretary with the Scottish government, has said it is more important than ever, given the virus crisis, that people who are struggling with debt reach out for help in resolving their issues.
“I am pleased the Scottish government has been able to support the Money Advice Trust to produce the ‘How to deal with debt’ guide for those who need support,” she said.
“It is vital that people who are experiencing problem debt have access to free and independent guidance to begin to address their financial issues.”
Joanna Elson, chief executive of the Money Advice Trust, said she hopes the National Debtline’s new guide will play an important role in helping Scots manage their money and overcome their debt problems in the coming months.
“Struggling with debt is an extremely difficult experience – and it is so important that anyone in this situation knows that help is available,” she said.
If you live in Scotland and you are finding it tough to fend off your creditors then Scotland Debt Solutions can help. You can contact us directly to arrange a FREE and confidential consultation.
The number of Scots who have missed energy bill payments because they couldn’t afford to make them has increased sharply since 2020, according to a new set of figures.
Millions of low-income households across the UK are being dragged down by debts they accumulated during the pandemic.
Our Scottish based team can help advise you on your debt problems.