Check If You Qualify

New Guide Launched to Help Scots Struggling with Debt

Sharon McDougall - 26th January 2021 - 2 minutes to read

A new guide created with the support of the Scottish government has been launched with the aim of providing potentially valuable clarity to people across the country struggling to cope with their debts.

The guide is called ‘How to deal with debt’ and has been put together by National Debtline and the Money Advice Trust, which is the charity that runs the debtline and helps thousands of people in financial difficulty each year.

Anyone in Scotland can now access the guide for free online with the hope being that it provides clarity and guidance to people who might otherwise not know how best to overcome their debt problems.

A substantial amount of user-testing was conducted during the process of designing the new debt help guide and a range of organisations with expert knowledge on the relevant subjects were extensively consulted.

Aspects of the guide reflect an awareness of just how emotionally fraught and psychologically difficult it can be to be in a serious problem debt situation.

Other topics discussed include how to cope with debt problems brought about directly or indirectly by Covid-19 and the ongoing pandemic.

Aileen Campbell, communities secretary with the Scottish government, has said it is more important than ever, given the virus crisis, that people who are struggling with debt reach out for help in resolving their issues.

“I am pleased the Scottish government has been able to support the Money Advice Trust to produce the ‘How to deal with debt’ guide for those who need support,” she said.

“It is vital that people who are experiencing problem debt have access to free and independent guidance to begin to address their financial issues.”

Joanna Elson, chief executive of the Money Advice Trust, said she hopes the National Debtline’s new guide will play an important role in helping Scots manage their money and overcome their debt problems in the coming months.

“Struggling with debt is an extremely difficult experience – and it is so important that anyone in this situation knows that help is available,” she said.

If you live in Scotland and you are finding it tough to fend off your creditors then Scotland Debt Solutions can help. You can contact us directly to arrange a FREE and confidential consultation.

facebook colour icon twitter colour icon linkedin colour icon messenger colour icon whatsapp colour icon email colour icon
Sharon McDougall Square

Sharon McDougall


Other News

Debt Levels Soaring across Scotland, New Figures Show Debt Level Rising

Debt Levels Soaring across Scotland, New Figures Show

Levels of unsecured debt in Scotland increased dramatically during 2022 as the cost of living crisis took its toll on household finances.

Nearly Half a Million Scots Facing ‘Profound Financial Hardship’ Financial Hardship

Nearly Half a Million Scots Facing ‘Profound Financial Hardship’

Close to half a million Scots are in a position of profound financial hardship, according to a new set of figures.

Scots with Disabilities Urged to Check Eligibility for New Benefits Scottish Man In Wheelchair

Scots with Disabilities Urged to Check Eligibility for New Benefits

Disabled people in Scotland are being urged by the government to check whether they might be eligible for benefits that could help make their life a little easier.


Why Choose Us

Usp Location

5 Offices in Scotland

National Coverage

Usp House

Ask us About

Home Visits

Usp Hand Heart

Helping Scots Get

Out of Debt Since 1989

Usp Handshake

We offer an

Instant Initial Consultation

Usp Palm Wallet

We'll Help You

Lower Monthly Payments

Usp Hand Heart


Out of Debt Since 1989

We'll give you a call

Our Scottish based team can help advise you on your debt problems.

Here at Scotland Debt Solutions we take your privacy seriously and will only use your personal information to contact you with regards to your enquiry. We will not use your information for marketing purposes. See our Privacy Policy.


Useful tools

Personalised Debt Report
Usp Planner

Personalised Debt Report

Our personalised debt report will help you better understand your financial position and see where your money is going.

Debt Report
Instant Scheduled Call & WhatsApp

Instant Scheduled Call & WhatsApp

Arrange a call with an expert advisor at a time to suit you or contact our team via WhatsApp for immediate help and advice.

Arrange Callback
Find a Local Office
Usp Signpost

Find a Local Office

We have five offices located across Scotland. Find your nearest one here.

Find an Office

Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority

Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.

ICAS Insolvency Practitioners