Check If You Qualify

Don’t Wait to Get Debt Help If You Need It, Says Charity

Sharon McDougall - 10th December 2020 - 2 minutes to read

The charity organisation Christians Against Poverty (CAP) is urging anyone who struggling with personal debt problems this winter to get help sooner rather than later.

CAP has said it fears many people will delay the process of seeking debt advice and leave themselves in more difficulty for longer as a consequence.

The charity has launched a campaign it is calling ‘Don’t Wait for Debt Help’, which it hopes will encourage people facing debt-related difficulties to reach out for third party support in resolving the most pressing of their financial problems.

“We know that because of the pandemic, many people are experiencing debt for the first time and for others debts are growing, but CAP is here to help,” said Helen Webb, CAP’s national external partnerships manager.

“So many people are experiencing financial worries right now, so you’re not alone in your struggle,” she added.

“You won’t be judged in any way. Help is available to support you through this difficult time and into a brighter future.”

Ms Webb went on to say that getting help with debt problems as early as possible can make a big difference to people in terms of delivering positive, more sustainable outcomes.

CAP itself provides support and counselling to people with problem debts and these issues have been worsening for millions of households across the UK during 2020 as the Covid-19 pandemic has taken its toll.

While many people have been able to take advantage of debt repayment holidays and the government’s furlough scheme because of the virus crisis, many others have seen their incomes dimmish sharply and their debt situations deteriorate.

According to the CAP, around 60 per cent of all the people it helps in relation to debt problems have waited more than a year before reaching out for advice.

The charity has warned that young people are particularly unlikely to ask for debt advice, despite younger generations in general having been hit very badly by the virus crisis from an employment perspective.

But regardless of age or circumstance, the message from the CAP is that anyone currently struggling to cope with their personal debt pressures should seek out third party support as urgently as possible.

facebook colour icon twitter colour icon linkedin colour icon messenger colour icon whatsapp colour icon email colour icon
Sharon McDougall Square

Sharon McDougall


Other News

Debt Levels Soaring across Scotland, New Figures Show Debt Level Rising

Debt Levels Soaring across Scotland, New Figures Show

Levels of unsecured debt in Scotland increased dramatically during 2022 as the cost of living crisis took its toll on household finances.

Nearly Half a Million Scots Facing ‘Profound Financial Hardship’ Financial Hardship

Nearly Half a Million Scots Facing ‘Profound Financial Hardship’

Close to half a million Scots are in a position of profound financial hardship, according to a new set of figures.

Scots with Disabilities Urged to Check Eligibility for New Benefits Scottish Man In Wheelchair

Scots with Disabilities Urged to Check Eligibility for New Benefits

Disabled people in Scotland are being urged by the government to check whether they might be eligible for benefits that could help make their life a little easier.


Why Choose Us

Usp Location

5 Offices in Scotland

National Coverage

Usp House

Ask us About

Home Visits

Usp Hand Heart

Helping Scots Get

Out of Debt Since 1989

Usp Handshake

We offer an

Instant Initial Consultation

Usp Palm Wallet

We'll Help You

Lower Monthly Payments

Usp Hand Heart


Out of Debt Since 1989

We'll give you a call

Our Scottish based team can help advise you on your debt problems.

Here at Scotland Debt Solutions we take your privacy seriously and will only use your personal information to contact you with regards to your enquiry. We will not use your information for marketing purposes. See our Privacy Policy.


Useful tools

Personalised Debt Report
Usp Planner

Personalised Debt Report

Our personalised debt report will help you better understand your financial position and see where your money is going.

Debt Report
Instant Scheduled Call & WhatsApp

Instant Scheduled Call & WhatsApp

Arrange a call with an expert advisor at a time to suit you or contact our team via WhatsApp for immediate help and advice.

Arrange Callback
Find a Local Office
Usp Signpost

Find a Local Office

We have five offices located across Scotland. Find your nearest one here.

Find an Office

Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority

Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.

ICAS Insolvency Practitioners