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Don’t Be Scared to Deal with Your Debts, Money Expert Tells TV Viewers

Sharon McDougall - 19th October 2021 - 2 minutes to read

People with debt problems should not be afraid to confront the realities of their circumstances and tackle them head on, according to the expert money adviser Martin Lewis.

Speaking on the ITV show Lorraine on October 19, Mr Lewis told his audience that he’s “never seen a case of debt that wasn’t solvable” and that bankruptcy can be the right option for people who cannot afford to pay off their debts.

He explained to his viewers that entering bankruptcy is not a step to be taken lightly but potentially one that offers a route out of the very stressful situation of being deep in debt.

Mr Lewis noted that entering bankruptcy will impact a person’s credit worthiness for several years but could be a source of great relief too because it “stops anyone chasing you”.

Speaking generally to viewers struggling with debt, the money expert said: “There is light at the end of the tunnel. It might be a long tunnel, but there is light there.”

“I wish you the best,” he added, “don’t scared, deal with it, that’s the best way to make it get better.”

Further advice offered by Mr Lewis to people around the UK with problem debts was to get expert guidance from one of the various providers of those services around the country.

He said that most people he has spoken to in the past who reached out for help in dealing with their debts gained a huge sense of relief after having done so.

“The biggest message I get from people [who get debt advice], is ‘I finally slept last night’,” he said.

In Scotland recently, the debt help charity StepChange launched a handbook designed to provide free information to people about exactly how they can access reliable personal debt advice.

The handbook is called the Scotland Debt Guide and was created with the support of the Scottish government.

If you live anywhere in Scotland and you are finding it increasingly tough to fend off your creditors then Scotland Debt Solutions can help. You can contact us directly any time to arrange a FREE and confidential consultation.

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Sharon McDougall


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