Choose your location - England/Wales | Scotland | Northern Ireland
Confidential advice
8am to 8pm Monday to Sunday

St Andrews Personal Debt Advisers & Licensed Insolvency Practitioners

Thomas McKay

Telephone: 0800 0639 250


Thomas McKay provides debt help to people living in various parts of central and northern Scotland from the Scotland Debt Solutions office in Dundee. He combines compassion and genuine expertise to deliver support wherever it is needed by individuals struggling to cope with their debt problems. You can arrange a face-to-face meeting with Thomas or one of her colleagues based in Dundee by calling us directly. We can often arrange appointments within 24 hours.

If you live in St Andrews or anywhere in Fife then the nearest Scotland Debt Solutions office to you is in Dundee. To start working towards becoming debt-free, we can meet with you either at our office in Dundee or alternative location at your convenience. The journey from St Andrews to Dundee should only take around 30 minutes by car via the A91 and only slightly longer via public transport. We’ll be happy to come out and meet at a place of your choosing or you can come to Dundee and join us at our office for a free and honest discussion about your finances.

Precisely where an initial consultation about your debt problems takes place though is not important, what matters is that you are able to start getting the guidance you’ll need to turn things around. We understand that coping with serious debt alone can be extremely stressful at times and very hard to bear for extended periods.

All of our experts are well used to hearing stories of opening newly-arrived mail with dread and avoiding phone calls from creditors. The fact of the matter is though that your debt problems will not go away unless you take action to resolve them and you can start doing so by speaking to us at Scotland Debt Solutions. We can’t solve your problems overnight but we can guide you through the options you have available and support you in taking positive steps.

We’ve helped hundreds of people in Fife and if you live in St Andrews then it is no problem at all for us to meet with you and start working out how best to tackle the debt concerns that you have. Call our debt helpline on 01382 684 998 to find out more.

Why Choose Us?

  • Speak direct with a qualified adviser
  • We do not operate call centres
  • 5 Offices in Scotland - National Coverage
  • Home visits also available
  • Fully regulated advisers and Reputable Firm
  • Helping Scots Get Out of Debt Since 1989
Our Insolvency Practitioners
are regulated by ICAS or IPA

5 Regional Scottish Offices

Home Visits also Available

Contact Form - St Andrews

Can we leave a message?
Yes No 
  • captcha

Here at Scotland Debt Solutions we take your privacy seriously and will only use your personal information to contact you with regards to your enquiry. We will not use your information for marketing purposes. See our PRIVACY POLICY

Client Testimonials


Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.

I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.


I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.

Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.

Our Insolvency Practitioners
are regulated by ICAS or IPA

Contact our St Andrews Office on 0800 0639 250