Thomas is an experienced and friendly debt adviser and has helped people across Perth and surrounding areas become debt-free. He specialises in the organisation of finances and co-ordinating a plan for financial freedom. He is honest and straight-talking; you can contact her today to arrange a free consultation.
People living in Perth and struggling with personal debts should be aware of the immediate help available to them. There are specific departments within Perth & Kinross council (01738 475000) and neighbouring Angus council (08452 777 778) that can provide over-the-phone advice to help allay your money worries. Alternatively, you can contact Scotland Debt Solutions for free, expert advice across a range of personal debt issues including payday loans, credit cards and late payments to other lenders and finance firms.
Scotland Debt Solutions was established in 1989 and has helped thousands of Scots get back on their feet following escalating debt problems. From our nearest office in Dundee, the half-hour journey down the A90 is easily accessible for our advisors who often come out to visit individuals with debt problems across the Perth region.
Whether you’ve racked up a huge unaffordable balance on your credit cards in St. John’s Shopping Centre, got yourself into a tangle with payday loans, or simply found yourself in debt due to employment problems, rest assured that we have seen everything there is to see at Scotland Debt Solutions and have vast experience helping people with troublesome debt problems.
We offer a number of formal insolvency solutions designed for individuals in debt – such as Trust Deeds, Debt Arrangement Schemes and Sequestration. These are common procedures for Scots in financial trouble and with our experience and expertise, we can quickly ascertain which solution will best suit your needs. Our consultations are totally free of charge and 100% confidential.
We understand how soul-destroying life can be when it feels like a constant battle of avoiding credit card companies and other creditors; take the first steps towards financial freedom by calling Scotland Debt Solutions today; we have specialist debt-help experts across the Perth region who can talk with you today. Contact us on 0800 063 9250 for confidential advice.
When taking out a joint loan, there are many things you need to consider. Signing up to a joint credit agreement is a huge commitment and it’s important to ensure you have all the facts before signing on the dotted line. While no one wants to think about a relationship breaking down, the truth is […]
If you’re looking to save some money it’s a good idea to make a detailed budget that lets you see where your cash is currently being spent, and offers an overall view of your finances. You’ll need to collect together your income and expenditure details, including annual costs such as insurance, car expenses, birthdays and […]
A trust deed is a common debt repayment programme based around a voluntary arrangement made between you, your creditors and a qualified independent trustee who takes control of your debt repayments for a typical period of four years. If you’re having difficulty paying your debts and have assets or a regular income, you may qualify […]
If you have built up debt from gambling, you may be able to write off part or all of the debt via a formal Scottish insolvency route. Not all insolvency solutions allow debts to be written off, but you may be eligible for a trust deed if you meet certain criteria, with sequestration also being a possibility […]
Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.