John covers the Motherwell area and has over 17 years’ experience advising people with serious debt problems. He is extremely friendly, honest and knowledgeable and can talk you through the various debt-help solutions that are available, depending on your circumstances. John helps hundreds of people across Motherwell every year.
If you’re based in Motherwell and you’re struggling with large personal debts and feel you have nowhere to turn, there is local support around you which you should be aware of. There are two main ports of call; both offer free debt advice to people in Motherwell and across the North Lanarkshire region.
For starters, your local council (01698 403200) will offer basic money advice to those in debt and could be able to assist in your circumstances. For serious personal debts where you feel completely overwhelmed by escalating payments and creditors, you should contact Scotland Debt Solutions today.
Since 1989, Scotland Debt Solutions has help thousands of Scots get out of debt every year. From our nearest office in Glasgow, the very short journey south-east of the city to Motherwell is a regular route for our advisors who often travel down the M74 to meet with individuals and help them via face-to-face appointments. All meetings are free of charge and 100% confidential.
We don’t judge you for being in debt; all that matters to us is how to resolve the situation you’re in. Whether you’ve overspent on credit cards in the Motherwell Shopping Centre, maxed out on payday loans or simply had bad luck with work, it’s crucial to realise that there are numerous reasons why people find themselves in debt and you must put all pride aside and start taking action.
Believe us when we say we’ve seen everything there is to see over 25 years of helping Scots in debt and through our vast experience and expertise, we can provide specialist advice on solutions that might be available to you such as Sequestration, Trust Deeds and Debt Arrangement Schemes. We can answer any queries you may have such as questions on attaining credit, getting back into work, whether you could lose your home, or how liable you are for your debts going forward.
Our team are helping people in Motherwell and North Lanarkshire today – contact us on 0800 063 9250 for confidential advice.
Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.