Larkhall Personal Debt Advisers & Licensed Insolvency Practitioners
John Baird leads our Glasgow office and covers the Larkhall area. He conducts straightforward face-to-face meetings with anyone in need of debt help in the area. He has more than 15 years of experience in supporting people in getting to grips with their debt problems and has helped hundreds of Scots to become debt free.
Anyone living in Larkhall who is finding it increasingly difficult to manage debt repayments can contact us at Scotland Debt Solutions for advice. The South Lanarkshire Council can also be contacted for the same purpose on 0303 123 1008 where you can receive basic advice for smaller debt figures.
The Scotland Debt Solutions office in Glasgow is one of four around the country and we can draw on leading expertise with regard to all aspects of personal insolvency and debt management. If you live in Larkhall, you can connect with John Baird or with one of our other experts to discuss your situation in complete confidence.
The most commonly used debt solutions in Scotland are Trust Deeds, Debt Arrangement Schemes and Sequestration. Each of these differ from one another in important ways and they each serve distinct purposes, which it is important to understand if you are looking for a route out of serious debt trouble. We can guide you through the details and support you in finding a solution that is right for you.
We understand just how difficult it can be to reach out for help in dealing with debt problems but it is often the right call and proves to be a big step along the road towards financial stability. However you got into the position you’re in, whether you’ve lost your job or you’ve overspent on credit cards at the Regent Shopping Centre in South Lanarkshire, what’s important is what you do about it.
Wherever you are in Larkhall or South Lanarkshire, you can call our Glasgow office directly to arrange a free and completely confidential consultation and to start sorting out your debt problems once and for all.
Recent Articles
How to clear your council tax arrears with a trust deed
6th March 2018If you’re worried that the council might take action against you for non-payment of council tax, entering into a Scottish trust deed can be a beneficial step. It stops legal action by all creditors included in the arrangement, and provides a ‘safe haven’ from which to regain control of your finances. As council tax arrears […]
How to restore credit rating after Scottish debt programme has been satisfied
5th March 2018A debt payment programme (DPP) remains on your credit file for six years, along with other default markers and court judgments that have been made against you. This can seriously affect your ability to borrow for this period of time, and longer. Even if you can secure borrowing, lenders are only likely to offer unfavourable […]
I’ve received a Simple Procedure Notice of Claim – what now?
4th March 2018If you owe a debt of £5,000 or less, your creditor may send you a Simple Procedure Notice of Claim. This is a relatively new procedure that was brought in by the Scottish government and commenced on 28th November 2016 – their intention being to make it easier to resolve debt disputes. So if you’ve […]
What is a Bankruptcy Restriction Order? (BRO)
1st March 2018A Bankruptcy Restriction Order may be made against you if it’s believed that you acted dishonestly, recklessly or unlawfully before you were made bankrupt, or during your bankruptcy. Your Trustee will inform the Accountant in Bankruptcy (AiB), and if their suspicions are upheld, a BRO of 2-15 years can be made depending on the seriousness […]
Why Choose Us?
- Speak direct with a qualified adviser
- We do not operate call centres
- 4 Offices in Scotland - National Coverage
- Home visits also available
- Fully regulated advisers and Reputable Firm
- Helping Scots Get Out of Debt Since 1989
Our Insolvency Practitioners
are regulated by ICAS or IPA
4 Regional Scottish Offices
Home Visits also Available
Contact Form - Larkhall
Client Testimonials
Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.
Our Insolvency Practitioners
are regulated by ICAS or IPA and our firm is FCA Approved
Contact our Larkhall Office on 0800 0639 250
The firm is authorised by the FCA to undertake debt counselling and debt adjusting and its reference number is 660455 - Copyright 2018 - All rights reserved