Johnstone Personal Debt Advisers & Licensed Insolvency Practitioners
John Baird heads up the Glasgow office of Scotland Debt Solutions and he has been advising people in dealing with their personal finance problems for over 17 years. Taking a friendly and compassionate approach to the process, John has helped hundreds of people leave their debt burdens behind with the help of compassionate advice and real difference-making solutions.
Anyone living in Johnstone can contact the Renfrewshire Council on 0300 300 1238 to seek out basic help with financial matters. However, at Scotland Debt Solutions, we are able to make use of our 25 years of experience and a network of experts in providing qualified and expert support to individuals in need of debt help throughout Johnstone and the surrounding areas.
If you’re able to make the 17-mile journey from Johnstone to Glasgow then we will be happy to welcome you to our office in the city and to have a free face-to-face chat about the debt problems you’re facing. Alternatively, one of our experts can drive out to meet you for the same purpose wherever you are in Johnstone or across Renfrewshire.
Where our discussions around dealing with your debts take place is not important; what matters is that you can understand the options available to you as a resident of Scotland. We have extensive expertise and a great deal of experience in dealing with all processes relating to Debt Arrangement Schemes, Trust Deeds and Sequestration. So we can help you decide which course of action is right for you given your particular circumstances.
There are any number of ways in which a person can find themselves with a debt burden that just seems to be spiralling out of control, This kind of situation can be extremely difficult to deal with but it is particularly tough to tackle alone and seeking out support is often the first crucial step towards overcoming the problems you’re facing.
However you have ended up in debt trouble, there are solutions available to help you turn things around and to move on towards a brighter financial future. You do not have to struggle alone and if you live in Johnstone you can call Scotland Debt Solutions today on 0800 063 9250 to arrange a free and confidential consultation with one of our qualified and experienced advisors.
Recent Articles
How to clear your council tax arrears with a trust deed
6th March 2018If you’re worried that the council might take action against you for non-payment of council tax, entering into a Scottish trust deed can be a beneficial step. It stops legal action by all creditors included in the arrangement, and provides a ‘safe haven’ from which to regain control of your finances. As council tax arrears […]
How to restore credit rating after Scottish debt programme has been satisfied
5th March 2018A debt payment programme (DPP) remains on your credit file for six years, along with other default markers and court judgments that have been made against you. This can seriously affect your ability to borrow for this period of time, and longer. Even if you can secure borrowing, lenders are only likely to offer unfavourable […]
I’ve received a Simple Procedure Notice of Claim – what now?
4th March 2018If you owe a debt of £5,000 or less, your creditor may send you a Simple Procedure Notice of Claim. This is a relatively new procedure that was brought in by the Scottish government and commenced on 28th November 2016 – their intention being to make it easier to resolve debt disputes. So if you’ve […]
What is a Bankruptcy Restriction Order? (BRO)
1st March 2018A Bankruptcy Restriction Order may be made against you if it’s believed that you acted dishonestly, recklessly or unlawfully before you were made bankrupt, or during your bankruptcy. Your Trustee will inform the Accountant in Bankruptcy (AiB), and if their suspicions are upheld, a BRO of 2-15 years can be made depending on the seriousness […]
Why Choose Us?
- Speak direct with a qualified adviser
- We do not operate call centres
- 4 Offices in Scotland - National Coverage
- Home visits also available
- Fully regulated advisers and Reputable Firm
- Helping Scots Get Out of Debt Since 1989
Our Insolvency Practitioners
are regulated by ICAS or IPA
4 Regional Scottish Offices
Home Visits also Available
Contact Form - Johnstone
Client Testimonials
Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.
Our Insolvency Practitioners
are regulated by ICAS or IPA and our firm is FCA Approved
Contact our Johnstone Office on 0800 0639 250
The firm is authorised by the FCA to undertake debt counselling and debt adjusting and its reference number is 660455 - Copyright 2018 - All rights reserved