John Baird heads up the Glasgow office of Scotland Debt Solutions and he has been advising people in dealing with their personal finance problems for over 17 years. Taking a friendly and compassionate approach to the process, John has helped hundreds of people leave their debt burdens behind with the help of compassionate advice and real difference-making solutions.
Anyone living in Johnstone can contact the Renfrewshire Council on 0300 300 1238 to seek out basic help with financial matters. However, at Scotland Debt Solutions, we are able to make use of our 25 years of experience and a network of experts in providing qualified and expert support to individuals in need of debt help throughout Johnstone and the surrounding areas.
If you’re able to make the 17-mile journey from Johnstone to Glasgow then we will be happy to welcome you to our office in the city and to have a free face-to-face chat about the debt problems you’re facing. Alternatively, one of our experts can drive out to meet you for the same purpose wherever you are in Johnstone or across Renfrewshire.
Where our discussions around dealing with your debts take place is not important; what matters is that you can understand the options available to you as a resident of Scotland. We have extensive expertise and a great deal of experience in dealing with all processes relating to Debt Arrangement Schemes, Trust Deeds and Sequestration. So we can help you decide which course of action is right for you given your particular circumstances.
There are any number of ways in which a person can find themselves with a debt burden that just seems to be spiralling out of control, This kind of situation can be extremely difficult to deal with but it is particularly tough to tackle alone and seeking out support is often the first crucial step towards overcoming the problems you’re facing.
However you have ended up in debt trouble, there are solutions available to help you turn things around and to move on towards a brighter financial future. You do not have to struggle alone and if you live in Johnstone you can call Scotland Debt Solutions today on 0800 063 9250 to arrange a free and confidential consultation with one of our qualified and experienced advisors.
Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.