John Baird is a personal debt help expert based at the Glasgow office of Scotland Debt Solutions. During a 17-year-long career of working in personal finance, John has helped hundreds of Scots regain control of their finances and overcome serious debt problems.
From our offices in Glasgow, Scotland Debt Solutions provides debt help services to all of North Ayrshire and to anyone living in Irvine. We can arrange a face-to-face meeting with one of our experts in Glasgow any time and we offer a free initial consultation. You can reach us in Glasgow from Irvine by rail in just over 30 minutes or travel the 32 miles or so by road via the M77 in around the same time.
There are debt support services offered by local support groups in Irvine and some help with money matters is provided by the North Ayrshire Council (01294 310000). However, Scotland Debt Solutions provides specialist debt support services and we’re well placed to guide indebted Irvine residents in recovering from serious personal finance problems.
Often the first steps towards solving your personal debt problems will prove to be the most difficult and most important to take. We understand that reaching out for help and support isn’t easy but it can make a huge difference in how matters unfold and how long it takes to overcome whatever debt-related issues you’re facing.
If you can’t make it from Irvine or North Ayrshire to our office in Glasgow then we’ll be happy to come and meet with you to open up discussion about how to address your debt management problems. We have very extensive expertise in dealing with Debt Arrangement Schemes, Trust Deeds and Sequestration.
Whether you have found yourself in debt due to overspending on credit cards and heading to the Rivergate Shopping Centre a little too often, or if your debts have simply spiralled beyond your control, we at Scotland Debt Solutions can help put you back on the right track.
Call us today on 0800 063 9250 to find out how we can help and to arrange a free and confidential consultation with one of our experts.
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Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.