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Hawick Personal Debt Advisers & Licensed Insolvency Practitioners

Sharon McDougall

Telephone: 0800 0639 250


Sharon is a specialist personal debt advisor based at the Edinburgh office of Scotland Debt Solutions. She has over 10 years’ experience supporting people in resolving their personal finance problems and is ready to help you if you’re struggling to cope with your debts.

There are Scotland Debt Solutions offices located in four major Scottish cities, namely Edinburgh, Glasgow, Dundee and Aberdeen. However, we recognise that it is not only residents in these cities who find themselves facing serious debt management problems. That’s why our dedicated debt-help team provide their services right across the length and breadth of Scotland, emphasising our commitment in helping people towards a debt-free future – wherever they are.

If you live in Hawick then you can call the Scottish Borders Council to seek out help with managing your money on 01896 661 394 but you can also call Scotland Debt Solutions for specialist guidance on dealing with your debts. In Scotland, the most commonly used debt solutions are Trust Deeds, Debt Arrangement Schemes and Sequestration. We are experts in each of these distinct processes and we support hundreds of people each year in deciding which option is best suited to their needs.

You can reach our office in Edinburgh from Hawick either by taking the A7 or the A68, with either route getting you into the capital within an hour and 30 minutes. We can arrange to meet you at our office for a free consultation, or one of our experts can come to you in Hawick or wherever you are in the Scottish Borders.

We always aim to provide a compassionate and understanding service that is based on genuine expertise on all issues relating to personal debt solutions in Scotland. It really doesn’t matter how you’ve found yourself struggling to cope with your debt burden, whether you’ve overextended your credit cards or you’ve become over reliant on payday loans. Maybe you’ve spent too much on knitwear; after all, that’s what Hawick is famous for! But what really matters is what you do next and how you take action to overcome the problems you’re facing.

Call us today on 0800 063 9250 to arrange a consultation with one of the debt help experts we have covering Hawick and the Scottish Borders.

Why Choose Us?

  • Speak direct with a qualified adviser
  • We do not operate call centres
  • 5 Offices in Scotland - National Coverage
  • Home visits also available
  • Fully regulated advisers and Reputable Firm
  • Helping Scots Get Out of Debt Since 1989
Our Insolvency Practitioners
are regulated by ICAS or IPA

5 Regional Scottish Offices

Home Visits also Available

Contact Form - Hawick

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Client Testimonials


Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.

I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.


I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.

Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.

Our Insolvency Practitioners
are regulated by ICAS or IPA and our firm is FCA Approved

Contact our Hawick Office on 0800 0639 250