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Personal Debt Advisers & Licensed Insolvency Practitioners

Speak to your local, Licensed Practitioner

There are Scotland Debt Solutions offices located in five major Scottish cities, namely Edinburgh, Inverness, Glasgow, Dundee and Aberdeen. However, we recognise that it is not only residents in these cities who find themselves facing serious debt management problems. That's why our dedicated debt-help team provide their services right across the length and breadth of Scotland, emphasising our commitment in helping people towards a debt-free future – wherever they are.

Sharon McDougall Square

Sharon McDougall

Debt Adviser

Call: 0800 0639 250

If you live in Hawick then you can call the Scottish Borders Council to seek out help with managing your money on 01896 661 394 but you can also call Scotland Debt Solutions for specialist guidance on dealing with your debts. In Scotland, the most commonly used debt solutions are Trust Deeds, Debt Arrangement Schemes and Sequestration. We are experts in each of these distinct processes and we support hundreds of people each year in deciding which option is best suited to their needs.

You can reach our office in Edinburgh from Hawick either by taking the A7 or the A68, with either route getting you into the capital within an hour and 30 minutes. We can arrange to meet you at our office for a free consultation, or one of our experts can come to you in Hawick or wherever you are in the Scottish Borders.

We always aim to provide a compassionate and understanding service that is based on genuine expertise on all issues relating to personal debt solutions in Scotland. It really doesn’t matter how you’ve found yourself struggling to cope with your debt burden, whether you’ve overextended your credit cards or you’ve become over reliant on payday loans. Maybe you've spent too much on knitwear; after all, that's what Hawick is famous for! But what really matters is what you do next and how you take action to overcome the problems you’re facing.

If would like support, reach out to the Scottish Borders Council on 0300 100 1800. We have a team who can support you with free guidance on Council Tax Arrears or Wage Arrestment Orders (also referred to as an Earning Arrestment Order).

Call us today on 0800 063 9250 to arrange a consultation with one of the debt help experts we have covering Hawick and the Scottish Borders.

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Our Scottish based team can help advise you on your debt problems.

Here at Scotland Debt Solutions we take your privacy seriously and will only use your personal information to contact you with regards to your enquiry. We will not use your information for marketing purposes. See our Privacy Policy.

The team

Meet our qualified Scottish based team

100% Confidential Advice

Chelsea Williams Thomas Mckay Kelly Jones Tannock1

Debt Report

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Find out which debt solution is best for you

Our debt report is completely easy to use and is a great starting point for anyone with over £5000 of debts looking to take control of their debt issues. By providing us with details of your incomings and outgoings we can suggest the most appropriate way forward for you.

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Debt Report V2

We now do home visits

If you would prefer a meeting in the comfort of your own home, we are happy to arrange a date and time convenient for you no matter where in the country you are based.

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Additional Debt Advice


Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority

Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.

ICAS Insolvency Practitioners