Sharon McDougall has vast experience as a debt help advisor and she leads a team of committed personal insolvency experts based in Edinburgh. Sharon is head advisor of the Scotland Debt Solutions office in the Scottish capital and she is renowned as a friendly and compassionate provider of excellent advice on dealing with personal debts.
Anyone who lives in Fife can contact the local Fife Council on 03451 55 55 55 to enquire about help with money problems. However, for more specialist support in resolving serious debt problems then we at Scotland Debt Solutions are well-placed to help. Depending on precisely where you are in Fife, you should be able to reach our offices in Edinburgh within an hour by car and via the A92 or the A90. We can arrange a free consultation very easily and it could well be a crucial step along your journey to a much improved financial position. In many cases, one of our advisors would be willing to meet you at your home or preferred location in Fife.
It is very easy indeed to find yourself with a debt burden that has become too onerous to sustain. The consequences can be extremely challenging to deal with but these issues can be overcome with the right debt help and the support of experts on solutions such as Trust Deeds, Debt Arrangement Schemes and Sequestration.
Ultimately, how you go about resolving your debt problems will be up to you but we at Scotland Debt Solutions can provide all the advice and support you’ll need to take each step with confidence. So whether you have huge credit card debts, payday loan debts or council tax bills that you just can’t pay, we can help you find a solution that resolves the problems you’re facing.
We serve people living in Fife and struggling with debt primarily from our Edinburgh office but we have other offices too in Dundee, Glasgow, Aberdeen and Inverness. We can arrange face-to-face meetings at times and locations that suit you. What’s crucial is that you get the help you need and that you don’t face the prospect of tackling your debt problems alone.
Call us today on 0800 063 9250 to find out how we can help.
When taking out a joint loan, there are many things you need to consider. Signing up to a joint credit agreement is a huge commitment and it’s important to ensure you have all the facts before signing on the dotted line. While no one wants to think about a relationship breaking down, the truth is […]
If you’re looking to save some money it’s a good idea to make a detailed budget that lets you see where your cash is currently being spent, and offers an overall view of your finances. You’ll need to collect together your income and expenditure details, including annual costs such as insurance, car expenses, birthdays and […]
A trust deed is a common debt repayment programme based around a voluntary arrangement made between you, your creditors and a qualified independent trustee who takes control of your debt repayments for a typical period of four years. If you’re having difficulty paying your debts and have assets or a regular income, you may qualify […]
If you have built up debt from gambling, you may be able to write off part or all of the debt via a formal Scottish insolvency route. Not all insolvency solutions allow debts to be written off, but you may be eligible for a trust deed if you meet certain criteria, with sequestration also being a possibility […]
Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.