John covers the Falkirk area and conducts face-to-face meetings with people struggling under the weight of debts, helping to reassure them and find the best solutions for their needs. He has been advising people with financial worries for the last 17 years and is extremely friendly and knowledgeable.
Residents in Falkirk struggling under the weight of financial pressure can take action today by requesting support in their local area. There are specific departments within Falkirk Council (01324 506735) that can provide general advice and you can also contact personal debt-help specialists such as Scotland Debt Solutions for free, impartial advice across a range of individual money issues.
Since the late 1980s, Scotland Debt Solutions has helped thousands of Scots break free from the shackles of debt. From our nearest office in Glasgow, the half-hour drive down the M80 motorway is a journey we often make to help people with debt problems in the Falkirk and Stirling region.
Regardless of how you’ve accrued debts – whether it’s through credit card spending in The Howgate Shopping Centre or maybe you’ve been made redundant or had to take time off work due to sickness – at Scotland Debt Solutions we do not judge and simply aim to help your situation as quickly as we can before matters escalate further.
Solutions that might be available to you, depending on your debt situation, include Sequestration, Trust Deeds and Debt Arrangement Schemes. These are common and formal insolvency procedures for individuals in Scotland and we have over 25 years experience implementing them for Scots in financial trouble, helping them get out of debt and on the road to a brighter future.
We understand how agonising life can be it feels like you’re spending most of your time avoiding creditors and ignoring letters that land on the doormat. By refusing to tackle your problems head-on, things will only get worse as companies can charge fines and your credit rating will be damaged further. You can change all of this by contacting Scotland Debt Solutions today; our debt advisers are helping people in Falkirk today and can arrange a free, confidential consultation at your convenience – contact us on 0800 063 9250.
When taking out a joint loan, there are many things you need to consider. Signing up to a joint credit agreement is a huge commitment and it’s important to ensure you have all the facts before signing on the dotted line. While no one wants to think about a relationship breaking down, the truth is […]
If you’re looking to save some money it’s a good idea to make a detailed budget that lets you see where your cash is currently being spent, and offers an overall view of your finances. You’ll need to collect together your income and expenditure details, including annual costs such as insurance, car expenses, birthdays and […]
A trust deed is a common debt repayment programme based around a voluntary arrangement made between you, your creditors and a qualified independent trustee who takes control of your debt repayments for a typical period of four years. If you’re having difficulty paying your debts and have assets or a regular income, you may qualify […]
If you have built up debt from gambling, you may be able to write off part or all of the debt via a formal Scottish insolvency route. Not all insolvency solutions allow debts to be written off, but you may be eligible for a trust deed if you meet certain criteria, with sequestration also being a possibility […]
Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.