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Dumfries Personal Debt Advisers & Licensed Insolvency Practitioners

John Baird

Telephone: 0800 0639 250


John is a senior debt-help expert who covers the Dumfries area for Scotland Debt Solutions. He regularly meets with people struggling under the weight of debts through free face to face consultations, helping to put their minds at rest and find the best solutions for their needs. He is straight-talking, friendly and knowledgeable and can help you if you live in Dumfries or surrounding areas.

People living in Dumfries can rely on widespread help and support when it comes to dealing with debts. There are specific departments within Dumfries and Galloway Council (030 3333 3008) that specialise in helping people in the local area with money problems. Alternatively, for expert advice you can speak with Scotland Debt Solutions and discuss a range of personal debt issues in order to find the best resolution.

Scotland Debt Solutions has five offices across the country and has steered thousands of Scots away from financial distress towards financial freedom. From our nearest office in Glasgow, the ninety-minute journey down the M74 is not too far for our dedicated advisers who often visit people in the Dumfries region – often within 24-48 hours of your call.

Whether you’ve racked up credit card debts on the high street or in Loreburne Shopping Centre, got into a mess with payday loans, or simply had issues trying to secure regular work, there are always a number of different reasons why people find themselves surrounded by escalating debts and you can rest assured that whatever emotions you are feeling, we have seen everything there is to see in over 25 years of helping Scots in debt.

There are popular debt management procedures for individuals in Scotland, such as Sequestration, Trust Deeds and Debt Arrangement Schemes and we can discuss these with you to find out what works best for you. Our consultations are totally free of charge and can take place in a location of your convenience, always 100% confidential.

When life feels like a constant battle and you’re burying your head in the sand hoping your debt problems will simply go away, it’s time to tackle them head-on as things will only deteriorate. Contact our specialist team at Scotland Debt Solutions today; we have experienced and compassionate debt advisers helping people in the Dumfries region who can talk with you today. We have advised thousands of Scots since 1989.

Why Choose Us?

  • Speak direct with a qualified adviser
  • We do not operate call centres
  • 5 Offices in Scotland - National Coverage
  • Home visits also available
  • Fully regulated advisers and Reputable Firm
  • Helping Scots Get Out of Debt Since 1989
Our Insolvency Practitioners
are regulated by ICAS or IPA

5 Regional Scottish Offices

Home Visits also Available

Contact Form - Dumfries

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Client Testimonials


Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.

I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.


I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.

Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.

Our Insolvency Practitioners
are regulated by ICAS or IPA

Contact our Dumfries Office on 0800 0639 250