John covers the Dumbarton area and conducts face-to-face meetings with people struggling under the weight of debts, helping to reassure them and find the best solutions for their needs. He has been advising people with financial worries for the last 17 years and is extremely friendly and knowledgeable.
Residents in Dumbarton can rely on extensive support when it comes to helping with personal debts. There are specific departments within West Dunbartonshire Council (01389 737000) or Argyll & Bute Council (01546 605522) that can provide general advice. Alternatively, you can also contact Scotland Debt Solutions on 0800 063 9250 for free, impartial advice across a range of personal debt issues.
Since the late 1980s, Scotland Debt Solutions has helped thousands of Scots with individual money problems. From our nearest office in Glasgow, the fourty-minute journey down the Great Western Road is one that we’ve made countless times to help individuals across Dunbartonshire and surrounding areas.
Whether you’ve racked up credit card debts in the Artizan Shopping Centre, struggled with payday loans, or simply had bad luck with being unable to work, there are numerous reasons why people find themselves under immense financial pressure and you can rest assured that whatever emotions you are feeling, we have seen everything there is to see in over 25 years of helping Scots in debt.
Solutions that might be available to you, depending on your debt levels, include Trust Deeds, Debt Arrangement Schemes (also known as DAS) and Sequestration. These are the most common insolvency procedures for individuals in Scotland and we can talk you through your current circumstances, totally free of charge in a confidential setting, to determine which route will be best suited for your needs.
We understand how soul-destroying life can be when it feels like a constant battle of avoiding creditors, ignoring letters through your door, refusing to answer your phone and generally having no quality of life. You can change all of this by contacting Scotland Debt Solutions today; we have specialist debt advisers in the Dumbarton region who can talk with you today.
Contact us on 0800 063 9250 for confidential advice.
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Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.