John is a vastly experienced money adviser and plays a pivotal role helping people in financial trouble across East Glasgow, Coatbridge and surrounding areas. He regularly meets indebted individuals and helps them get back on their feet through expert and compassionate advice and a detailed plan of action in becoming debt-free.
People in the Coatbridge area have help at hand when it comes to dealing with personal debts. There are specific departments within North Lanarkshire Council (01698 403200) that can provide basic advice on a range of money-related issues. Alternatively, you can contact Scotland Debt Solutions for free, expert advice on dealing with your personal debt problems.
Since the late 1980s, Scotland Debt Solutions has helped thousands of Scots through a range of debt management solutions, helping them get out of debt and steering them towards a better future. We have five offices in Scotland and provide help in towns and cities across the country. From our nearest office in Glasgow, the twenty-five minute journey down the M8 is one that our advisers regularly make, seeing people in the Coatbridge and North Lanarkshire area to discuss their debt concerns.
Whether you’ve got into huge credit debts through overspending in the Quadrant Shopping Centre or you’ve simply hit on hard times through a lack of work or illness, we’ve seen it all. You can rest assured that whatever emotions you are feeling, we offer a non-judgemental consultation that is free of charge and designed to get you out of debt.
There are a number of common solutions that might be available to you depending on your debt levels; these include Trust Deeds, Debt Arrangement Schemes (DAS) and Sequestration. These insolvency procedures are specifically designed for individuals in Scotland and apply to Scottish law. We can talk you through your current circumstances to determine which route will be best suited for your needs and set about creating a timeline for when you will be debt-free.
When life feels like a constant battle of avoiding creditors, ignoring letters through your door, and generally being on the run from your debts, it’s time to take action. You can change all of this by contacting Scotland Debt Solutions today; we have specialist debt advisers in the Coatbridge and North Lanarkshire region who can talk with you today. Contact us on 0800 063 9250 for confidential advice.
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Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.
I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.
I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.
Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.