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Bathgate Personal Debt Advisers & Licensed Insolvency Practitioners

Sharon McDougall

Telephone: 0800 0639 250


Sharon is the first port of call for the Bathgate area. She will be with you every step of the way from initial phone call to finally getting your finances in order. She is a DAS-approved Money Adviser with vast experience, helping clients in financial difficulty for over 10 years. She is renowned for being a knowledgeable and considerate debt-help specialist.

Residents in Bathgate can rest assured that there is help available when you’re struggling with personal debts. There are specific departments within West Lothian Council (01506 280000) that can provide basic advice on a range of money issues. Alternatively, you can seek specialist advice from Scotland Debt Solutions – completely free – and talk with a debt-help expert on a range of personal debt issues.

Since the late 1980s, Scotland Debt Solutions has helped thousands of Scots get out of debt. We regularly help people in Bathgate and surrounding West Lothian areas. We have offices in Glasgow and Edinburgh which are a similar distance apart from Bathgate; we regularly send advisers from both offices down the M8 to see people face-to-face and get to the crux of their debt problems so we can help as soon as possible.

Whether you’ve racked up credit card debts shopping in Livingston, ended up with payday loans that you can’t afford, or simply struggled with employment issues – we can help. We understand how it feels to be under immense financial pressure and you can rest assured that whatever emotions you are feeling, we have seen everything there is to see in over 25 years of helping Scots in debt.

There are common insolvency procedures for individuals in Scotland that could help your situation, such as Debt Arrangement Schemes or DAS for short, Sequestration and Trust Deeds. We can talk you through your current circumstances, totally free of charge in a confidential setting, to determine which route will be best suited for your needs.

When life feels like a constant battle and you’re burying your head in the sand hoping your debt problems will simply go away, it’s time to take action. Contact our specialist team at Scotland Debt Solutions today; we have expert debt advisers helping people in Bathgate, Livingston and surrounding West Lothian areas today and can arrange a free debt-help consultation. Contact us on 0800 063 9250 for confidential advice.

Why Choose Us?

  • Speak direct with a qualified adviser
  • We do not operate call centres
  • 5 Offices in Scotland - National Coverage
  • Home visits also available
  • Fully regulated advisers and Reputable Firm
  • Helping Scots Get Out of Debt Since 1989
Our Insolvency Practitioners
are regulated by ICAS or IPA

5 Regional Scottish Offices

Home Visits also Available

Contact Form - Bathgate

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Client Testimonials


Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.

I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.


I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.

Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.

Our Insolvency Practitioners
are regulated by ICAS or IPA

Contact our Bathgate Office on 0800 0639 250