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Personal Debt Advisers & Licensed Insolvency Practitioners

Speak to your local, Licensed Practitioner

Residents in Bathgate can rest assured that there is help available when you're struggling with personal debts. There are specific departments within West Lothian Council (01506 280000) that can provide basic advice on a range of money issues. Alternatively, you can seek specialist advice from Scotland Debt Solutions – completely free – and talk with a debt-help expert on a range of personal debt issues.

Sharon McDougall Square

Sharon McDougall

Debt Adviser

Call: 0800 0639 250

Since the late 1980s, Scotland Debt Solutions has helped thousands of Scots get out of debt. We regularly help people in Bathgate and surrounding West Lothian areas. We have offices in Glasgow and Edinburgh which are a similar distance apart from Bathgate; we regularly send advisers from both offices down the M8 to see people face-to-face and get to the crux of their debt problems so we can help as soon as possible.

Whether you've racked up credit card debts shopping in Livingston, ended up with payday loans that you can't afford, or simply struggled with employment issues – we can help. We understand how it feels to be under immense financial pressure and you can rest assured that whatever emotions you are feeling, we have seen everything there is to see in over 25 years of helping Scots in debt.

There are common insolvency procedures for individuals in Scotland that could help your situation, such as Debt Arrangement Schemes or DAS for short, Sequestration and Trust Deeds. We can talk you through your current circumstances, totally free of charge in a confidential setting, to determine which route will be best suited for your needs.

We have a specialist team who can provide advice on a range of personal matters, including Council Tax Arrears and Wage Arrestment Orders (can be referred to as Earning Arrestment Orders).

When life feels like a constant battle and you're burying your head in the sand hoping your debt problems will simply go away, it's time to take action. Contact our specialist team at Scotland Debt Solutions today; we have expert debt advisers helping people in Bathgate, Livingston and surrounding West Lothian areas today and can arrange a free debt-help consultation. Contact us on 0800 063 9250 for confidential advice.

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Our Scottish based team can help advise you on your debt problems.

Here at Scotland Debt Solutions we take your privacy seriously and will only use your personal information to contact you with regards to your enquiry. We will not use your information for marketing purposes. See our Privacy Policy.

The team

Meet our qualified Scottish based team

100% Confidential Advice

Chelsea Williams Thomas Mckay Kelly Jones Tannock1

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Find out which debt solution is best for you

Our debt report is completely easy to use and is a great starting point for anyone with over £5000 of debts looking to take control of their debt issues. By providing us with details of your incomings and outgoings we can suggest the most appropriate way forward for you.

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We now do home visits

If you would prefer a meeting in the comfort of your own home, we are happy to arrange a date and time convenient for you no matter where in the country you are based.

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Additional Debt Advice


Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority

Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.

ICAS Insolvency Practitioners