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Ayr Personal Debt Advisers & Licensed Insolvency Practitioners

John Baird

Telephone: 0800 0639 250


John Baird leads the Glasgow office of Scotland Debt Solutions from where our experts provide support and guidance to indebted Scots living in or close to Ayr. John himself has some 17 years’ experience in tackling personal debt problems and he leads a team of committed and compassionate debt advisors serving Ayr and the wider Ayrshire region.

Anyone living in Ayr and finding it difficult to cope with pressures on their personal finances due to money concerns can contact the South Ayrshire Council for advice on 0300 123 0900. However, at Scotland Debt Solutions we’re exceptionally well placed to provide specialist support when it comes to dealing with personal debts of any kind and finding solutions where creditors are applying pressure.

We at Scotland Debt Solutions understand just how challenging it can be to cope with the strains of serious debt difficulties and our qualified advisors are always supportive and compassionate. They are also experts in providing guidance on the debt management solutions available to people in Ayr and across Scotland, namely Trust Deeds, Debt Arrangement Schemes and Sequestration. Our focus is always on finding the debt solutions that meet the needs of individual consumers and not a one-size-fits-all approach.

The Scotland Debt Solutions office in central Glasgow is only 38 miles and less than one hour’s drive from Ayr. If you live in the town or surrounding Ayrshire region, you can arrange to visit our offices or one of our experts can come out and meet with you at your home or alternative convenient location such as coffee shop or workplace. We have advisers operating regularly in Ayrshire and beyond.

We provide free and confidential advice to anyone facing debt problems in Scotland, regardless of how those debt were built up. So it doesn’t matter if you accumulated debts through overspending at the Ayr Central Shopping Centre or you’ve got into trouble by relying too much on payday loans. What matters is what you do next and how you aim to get back control of your personal finances.

Call us today on 0800 063 9250 to arrange a consultation and to find out how we might be able to help you if you’re struggling with debts and you live in or close to Ayr.

Why Choose Us?

  • Speak direct with a qualified adviser
  • We do not operate call centres
  • 5 Offices in Scotland - National Coverage
  • Home visits also available
  • Fully regulated advisers and Reputable Firm
  • Helping Scots Get Out of Debt Since 1989
Our Insolvency Practitioners
are regulated by ICAS or IPA

5 Regional Scottish Offices

Home Visits also Available

Contact Form - Ayr

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Client Testimonials


Four years ago I had bailiffs at my door and my landlord wanted me out on the streets. I had my head in the sand and just buried myself away from bad news, meaning I ignored creditors and my debts kept escalating with late fees, surcharges and penalties. A friend told me about Scotland Debt Solutions and within two weeks I was getting my life back on track.

I am now debt-free and thanks to an upturn in my credit score I now have my own home - something I couldn't have envisaged four years ago.


I had pre-conceptions about going bankrupt and thought it would be the worst possible thing that could happen, but entering into a bankruptcy (sequestration) procedure with Scotland Debt Solutions has proved to be a massive turning point for me. I paid off some of my debts through a structured repayment plan and the rest were written off.

Within 12 months I was discharged from sequestration and able to start moving on with my life and building my credit score again.

Our Insolvency Practitioners
are regulated by ICAS or IPA

Contact our Ayr Office on 0800 0639 250