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Personal Debt Advisers & Licensed Insolvency Practitioners

Speak to your local, Licensed Practitioner

Anyone living in Ayr and finding it difficult to cope with pressures on their personal finances due to money concerns can contact the South Ayrshire Council for advice on 0300 123 0900. However, at Scotland Debt Solutions we’re exceptionally well placed to provide specialist support when it comes to dealing with personal debts of any kind and finding solutions where creditors are applying pressure.

Sharon McDougall Square

Sharon McDougall

Debt Adviser

Call: 0800 0639 250

We at Scotland Debt Solutions understand just how challenging it can be to cope with the strains of serious debt difficulties and our qualified advisors are always supportive and compassionate. They are also experts in providing guidance on the debt management solutions available to people in Ayr and across Scotland, namely Trust Deeds, Debt Arrangement Schemes and Sequestration. Our focus is always on finding the debt solutions that meet the needs of individual consumers and not a one-size-fits-all approach.

The Scotland Debt Solutions office in central Glasgow is only 38 miles and less than one hour’s drive from Ayr. If you live in the town or surrounding Ayrshire region, you can arrange to visit our offices or one of our experts can come out and meet with you at your home or alternative convenient location such as coffee shop or workplace. We have advisers operating regularly in Ayrshire and beyond.

We provide free and confidential advice to anyone facing debt problems in Scotland, regardless of how those debt were built up. So it doesn’t matter if you accumulated debts through overspending at the Ayr Central Shopping Centre or you’ve got into trouble by relying too much on payday loans. What matters is what you do next and how you aim to get back control of your personal finances.

Our advisors are available to help if you are facing Council Tax Arrears or Wage Arrestment Orders (also known as Earning Arrestment Orders) in South Ayrshire.

Call us today on 0800 063 9250 to arrange a consultation and to find out how we might be able to help you if you’re struggling with debts and you live in or close to Ayr.

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Our Scottish based team can help advise you on your debt problems.

Here at Scotland Debt Solutions we take your privacy seriously and will only use your personal information to contact you with regards to your enquiry. We will not use your information for marketing purposes. See our Privacy Policy.

The team

Meet our qualified Scottish based team

100% Confidential Advice

Chelsea Williams Thomas Mckay Kelly Jones Tannock1

Debt Report

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Find out which debt solution is best for you

Our debt report is completely easy to use and is a great starting point for anyone with over £5000 of debts looking to take control of their debt issues. By providing us with details of your incomings and outgoings we can suggest the most appropriate way forward for you.

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Debt Report V2

We now do home visits

If you would prefer a meeting in the comfort of your own home, we are happy to arrange a date and time convenient for you no matter where in the country you are based.

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Additional Debt Advice


Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority

Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.

ICAS Insolvency Practitioners