Check If You Qualify

Gambling addiction – what help is available in Scotland?

Sharon McDougall - Updated - 17th May 2024 - 3 minutes to read

Because it’s highly addictive, gambling on even a small scale can turn into an addiction that takes over your life. The fact that it’s also easily accessible online now only serves to exacerbate this growing problem.

So if you recognise that gambling has become an addiction, either for yourself, a friend, or a family member, what help is available in Scotland?

How can I receive professional help for a gambling addiction?

If you have a gambling addiction yourself and feel comfortable speaking to your GP, they’ll refer you to a specialist who can help. You could also contact a gambling charity or group if you prefer, such as GamCare or Gamblers Anonymous, for support and understanding of your situation.

You wouldn’t need to provide any personal details in this case, but would gain vital access to counselling and therapies such as Cognitive Behavioural Therapy, which could help you deal with the addiction.

Speaking to others in the same situation might help you feel more supported, within a non-judgemental and confidential environment.

Scotland Debt Calculator

Get a rough indication of what your repayments might be under each of our different debt solutions.

Your Total Debt

£0 - £5,000

£5,000 - £10,000

£10,000 - £20,000

£20,000+

Your Employment Status

I am employed

I am self-employed

I am unemployed

I am a student

I am retired

Your Total Monthly Income

£0 - £1,000

£1,000 - £2,000

£2,000 - £3,000

£3,000+

What can you pay monthly towards your debt?

£0 - £100

£100 - £200

£200 - £300

£300+

What options are there for debt help?

If you’re in debt due to a gambling addiction, there are two issues to deal with. Scotland offers a number of debt options that can help, if used alongside the other professional input and therapy designed to help you overcome your addiction.

One such debt solution offered in Scotland is called the Debt Arrangement Scheme, or DAS, and this is backed by the Scottish government.

Debt Arrangement Scheme (DAS)
DAS is a government-backed scheme that allows you to repay your debts via one affordable monthly amount. Your essential living expenses are taken into account, and the repayment is made from your disposable income. You’re protected from legal action by creditors, and interest/charges on the debts are frozen.

What is a Scottish Trust Deed?

This is a formal agreement between yourself, your creditors, and a Trustee, and offers protection from creditor action. You repay the debt over a fixed period of time - usually four years – and any remaining debt at the end of the term may be written off.

What is the process of Sequestration?

Sequestration is the term for bankruptcy in Scotland, and although it allows you to make a fresh financial start, it involves the handing over of all your assets to a Trustee. It’s the most serious of all debt options, and is often seen as a last resort. Depending on your financial circumstances, you may also have to also make a regular monthly payment to your creditors.

If a formal debt solution isn’t appropriate, we can also arrange to negotiate on your behalf with your creditors, with the aim of making repayments more affordable over a longer period of time.

Scotland Debt Solutions has been helping Scottish residents out of debt since 1989, and can provide the financial assistance you need when coping with gambling addiction. We will identify your best options in dealing with your debt, and ensure you take the right steps to financial recovery. Call one of our expert team for a free same-day consultation in complete confidence.

facebook colour icon twitter colour icon linkedin colour icon messenger colour icon whatsapp colour icon email colour icon
Sharon McDougall Square

Sharon McDougall

Manager

Other Articles

Can I borrow money whilst I’m in a Trust Deed? Can I Borrow Money

Can I borrow money whilst I’m in a Trust Deed?

Borrowing money when you’re already deeply in debt requires careful consideration, and consultation with your trustee, as there are various factors associated with further borrowing in this situatio...

Your guide to getting a mortgage after a Trust Deed Guide to get a mortgage

Your guide to getting a mortgage after a Trust Deed

If you’re about to be discharged from a Trust Deed, you may be wondering to what extent your ability to obtain a mortgage has been affected.

What is an inhibition court order in Scotland? Court Order

What is an inhibition court order in Scotland?

If you’ve lost your job, state benefits and tax credits can provide vital financial support to see you through this tough time and help you avoid taking on too much debt while you look for more work...

About

Why Choose Us

Usp Discussion

Speak Direct With

A Qualified Adviser

Headset

We Don't Operate

Call Centres

Usp Location

5 Offices in Scotland

National Coverage

Usp House

Ask us About

Home Visits

Usp Award

Fully Regulated Advisors

From a Reputable Firm

Usp Hand Heart

Helping Scots Get

Out of Debt Since 1989

We'll give you a call

Our Scottish based team can help advise you on your debt problems.

Here at Scotland Debt Solutions we take your privacy seriously and will only use your personal information to contact you with regards to your enquiry. We will not use your information for marketing purposes. See our Privacy Policy.

Tools

Useful Tools

Personalised Debt Report
Usp Planner

Personalised Debt Report

Our personalised debt report will help you better understand your financial position and see where your money is going.

Debt Report
Instant Scheduled Call & WhatsApp
Headset

Instant Scheduled Call & WhatsApp

Arrange a call with an expert advisor at a time to suit you or contact our team via WhatsApp for immediate help and advice.

Arrange Callback
Find a Local Office
Usp Signpost

Find a Local Office

We have five offices located across Scotland. Find your nearest one here.

Find an Office

OUR SERVICES

We can help you with...

Sequestration

Sequestration

Sequestration is the Scottish version of bankruptcy and may be suitable for you if you do not have the money to pay back your debts

Find out More
Trust Deeds in Scotland

Trust Deeds in Scotland

A Trust Deed involves making a monthly contribution to your debts for up to four years. After this time any remaining debt included in the Trust Deed will not need to be paid.

Find out More
Debt Arrangement Scheme (DAS)

Debt Arrangement Scheme (DAS)

A Debt Arrangement Scheme (DAS) lets you pay off your debt through a series of manageable instalments over a reasonable length of time.

Find out More
Business Debts
Icon Briefcase

Business Debts

Whether you are a sole trader or a limited company director, we can help you work through your current financial problems including money owed to HMRC

Business Debts

Our Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority

Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.

ICAS Insolvency Practitioners