David Tannock - Updated - 23rd February 2026 - 3 minutes to read
Fees apply. May not be suitable in all circumstances. Your credit rating may be affected.
MoneyHelper is a free independent service available to customers offering debt counselling, debt adjusting and providing of credit information services.
Earning a low income, losing a job, or experiencing a delay in receiving benefit payments, can lead to sudden or severe poverty that results in an individual being unable to afford the basics, including food.
Thankfully there is help out there for people in Scotland who are struggling to buy essential food for themselves and their family. So how do you gain access to this vital resource when in need?
The Trussell Trust operates 43 food banks across Scotland; they distributed 262,400 food parcels to Scottish residents between April 2023 - March 2024 via their food banks.
There are also community-run food banks throughout Scotland which may be run by a Church or other charitable organisation.
In order to access a food bank, you are likely to first need a referral by a professional, such as a health visitor, social worker, or Citizens Advice. If you obtain a referral you’ll receive a 3-day pack of nutritionally balanced food, and be able to take advantage of other resources offered by The Trussell Trust.
Get a rough indication of what your repayments might be under each of our different debt solutions.
Which other vital services are offered alongside food banks?
The Trussell Trust provides other help for people in crisis. Their ‘More Than Food’ programme is designed to develop the food banks in Scotland and around the UK into ‘community hubs,’ where access to vital advice and support is readily available.
Funded by a number of organisations and individuals including Unilever, Comic Relief, and The Big Lottery Fund, you’ll be able to take advantage of workshops and courses on managing your money, how to eat healthily on a low budget, school holiday clubs, and a Fuel Bank scheme.
Benefit delays and changes, as well as low incomes, have been the main driver for people to access the food bank service around the whole of the UK, with debt and homelessness also being factors.
For Scotland in particular,
If your debt problems are the reason why you cannot afford to buy food for yourself and your family, please rest assured that there is a way out. At Scotland Debt Solutions we speak to people just like you every single day. Whether you have unmanageable credit card debt, council tax arrears, or you simply have run up a number of debts from various lenders over time, there is a solution out there that can help.
Our debt advisors can talk you through your options and explain how each one will affect you. They will be able to recommend the option they feel is best suited to you and your circumstances using their knowledge and experience of the debt market in Scotland.
If you’re living in poverty, and are unable to cover the basic necessities of life due to rising debt, Scotland Debt Solutions can help. Our team works from five offices around Scotland – Aberdeen, Dundee, Edinburgh, Glasgow and Inverness – and can arrange a same-day meeting free-of-charge.
Scotland Debt Solutions has been helping Scottish residents to escape debt since 1989 – let us assess your situation and identify your best course of action at this extremely stressful time.

David Tannock
Debt Adviser

A Debt Arrangement Scheme (DAS) is designed to help you repay your debts through a series of affordable monthly payments, with interest and charges frozen for the duration of your Debt Payment Program...

If you're in a Trust Deed and your financial circumstances have changed, you may be worried about what happens if you can't keep up with your monthly payments.

If you live in Scotland and you've been looking into ways to deal with unmanageable debt, you may have come across the term Individual Voluntary Arrangement (IVA).
Our 3 Step Process
We'll give you a call
Our Scottish based team can help advise you on your debt problems.
Tools
Useful Tools
Our personalised debt report will help you better understand your financial position and see where your money is going.
Arrange a call with an advisor at a time to suit you or contact our team via WhatsApp for immediate help and advice.
We have five offices located across Scotland. Find your nearest one here.
OUR SERVICES
We can help you with...
Sequestration is the Scottish version of bankruptcy and may be suitable for you if you do not have the money to pay back your debts
Find out MoreA Trust Deed involves making a monthly contribution to your debts for up to four years. After this time any remaining debt included in the Trust Deed will not need to be paid.
Find out MoreA Debt Arrangement Scheme (DAS) lets you pay off your debt through a series of manageable instalments over a reasonable length of time.
Find out MoreWhether you are a sole trader or a limited company director, we can help you work through your current financial problems including money owed to HMRC
Find out MoreOur Insolvency Practitioners are regulated by ICAS or the IPA and our firm is authorised and regulated by the Financial Conduct Authority
We have FCA authorisation for advice relating to Debt Arrangement Schemes and we are regulated by the ICAS and IPA when giving advice as an insolvency practitioner leading to our appointment in formal insolvency proceedings
Fees and Information: There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.
