I’ve received a Simple Procedure Notice of Claim – what now?

If you owe a debt of £5,000 or less, your creditor may send you a Simple Procedure Notice of Claim. This is a relatively new procedure that was brought in by the Scottish government and commenced on 28th November 2016 – their intention being to make it easier to resolve debt disputes.

So if you’ve received a notice of claim, what do you do now?

How to respond to a Simple Procedure Notice of Claim?

You should have received a number of other forms, along with the notice of claim. These can include a copy of the claim form completed by your creditor, a timetable, a Time to Pay application, and a blank Response Form.

Initially, you need to make sure all the documents are included, and then read through the information to find out who is making the claim and the amount of debt they say you owe them. In particular, it’s important to take careful note of the date by which your response should be made.

What is the process for making a Time to Pay application?

If you make a Time to Pay application, the claimant must respond within two weeks. If they object, a court hearing will be arranged where you or a representative can present your case.

The court will then make a decision on whether your application for extra time to pay the debt will be granted.

It’s advisable to seek professional assistance if you’ve received a Simple Procedure Notice of Claim. This ensures you take action appropriate to your circumstances, and benefit from a better understanding of your options.

Scotland Debt Solutions has extensive experience of court process in Scotland, and can help you deal with a Simple Procedure Notice of Claim. Call one of our experts to arrange a free same-day meeting at one of five offices around Scotland.