Working Parents ‘Being Pushed into Poverty’
December 4, 2018
The past five years have seen a “relentless” rise in the number of British parents being pushed into poverty despite being in employment.
That’s according to a new report published by the Joseph Rowntree Foundation (JRF), which has highlighted the growing prevalence of in-work poverty among families across the country.
Roughly one in five (22 per cent) people in the UK are regarded as living in poverty, which equates to around 14.3 million individuals, including 4.1 million children and 1.9 million pensioners.
The JRF’s latest research suggests that there are now around 8.2 million British adults who live in poverty despite being part of a family or household in which one or more people are in work.
According to the charity, roughly one in every eight people in work is living in poverty with the rate of in-work poverty rising faster than employment.
Among the issues cited as driving forces behind the rise of in-work poverty are changes to tax credit legislation, struggles associated with rent payments and housing, and a reliance on low-paid work where opportunities for progression are limited.
Hazel Ratcliffe, a lone working parent from Fife, has been given by the JRF as an example of someone who has found themselves living in poverty despite working a substantial number of hours each week.
“Life can feel like a hamsters’ wheel: I am working and pushing myself so hard, but feel like I’m stuck,” she says.
“Most weeks I manage, but it involves rigid meal planning, then going around the supermarket with a calculator to ensure I stay within budget.”
Campbell Robb, chief executive of the JRF, describes some of the trends highlighted in his organisation’s report as being “unacceptable” and called for action to be taken at the highest levels to address the underlying issues involved.
“It’s time for us to decide what kind of country we want to be. As we leave the EU, we must tackle the burning injustice of poverty and make Britain a country that works for everyone,” he said.
If you live anywhere in Scotland and you are struggling to cope with your personal debt problems then Scotland Debt Solutions can help. Call us directly to arrange a FREE and confidential consultation.
When taking out a joint loan, there are many things you need to consider. Signing up to a joint credit agreement is a huge commitment and it’s important to ensure you have all the facts before signing on the dotted line. While no one wants to think about a relationship breaking down, the truth is […]
If you’re looking to save some money it’s a good idea to make a detailed budget that lets you see where your cash is currently being spent, and offers an overall view of your finances. You’ll need to collect together your income and expenditure details, including annual costs such as insurance, car expenses, birthdays and […]
A trust deed is a common debt repayment programme based around a voluntary arrangement made between you, your creditors and a qualified independent trustee who takes control of your debt repayments for a typical period of four years. If you’re having difficulty paying your debts and have assets or a regular income, you may qualify […]
If you have built up debt from gambling, you may be able to write off part or all of the debt via a formal Scottish insolvency route. Not all insolvency solutions allow debts to be written off, but you may be eligible for a trust deed if you meet certain criteria, with sequestration also being a possibility […]
Her Majesty’s Revenues and Customs (HMRC) is one of the biggest creditors in Scotland, and indeed across the rest of the UK. Millions of people make payments to the government through HMRC in the form of income taxes, National Insurance and VAT every year. For the majority of people in employment, this is done automatically […]
Council tax is a charge levied on residential property and payable to the local council. While some properties are exempt from paying council tax, most households must factor this bill into their monthly budget. Households will be given a yearly charge which can then be broken down into a series of monthly instalments throughout the […]