From day one, our team will take care of all communication with your creditors on your behalf.
Meaning no more chasing phone calls, no more debt collector visits to your home, and no more threatening letters through the letterbox. We will assess each possible solution including trust deeds, debt arrangement schemes and sequestration.
We know how stressful being in debt can be, and the pressures it puts on you and your family.
By working with our experienced, trusted and friendly team, you can get on with your life knowing that you’re being taken care of.
We have 4 local Scottish offices in Glasgow, Edinburgh, Dundee and Aberdeen.
We are committed to helping you become debt free without sacrificing the needs of you and your family.
We will make every effort to ensure that we provide the right solution that protects your home, your car, and your future in the best way possible.
You can be rest assured that our team are committed to finding the right solution for you.
Use our Debt Calculator to figure out a rough indication of what your monthly repayments might be under each of our different debt solutions. Bear in mind these are just for guidance; for a proper assessment of your situation, we will to talk to you one-to-one.
A Trust Deed is a fixed-term voluntary arrangement (usually 48 months) between you, your creditors and a qualified independent ‘Trustee’ who takes control of your debt repayments.Find out more
A Debt Arrangement Scheme (DAS) is a government-backed scheme designed to help people repay their debts over an agreed amount of time without the threat of legal action.Find out more
Sequestration is a bankruptcy procedure under which you transfer all your assets, including your home, to a trustee who then administers the bankruptcy and manages the sale of your assets to generate funds for creditors.Find out more
But for a comprehensive assessment of where you can save money, you should download the SDS Complete Budget Tool. Take a spare hour, dig out your receipts, utility bills and bank statements and enter as much detail as possible into the Complete Budget Tool to figure out just where all your money goes. It may feel like hard work, but this is one of those occasions where you really do get out what you put in!