Shelter Reports Rising Number of Scots Struggling to Cover Housing Costs

January 22, 2019

The homelessness charity Shelter Scotland is reporting a sharp rise in the number of people who are struggling to cover their monthly housing costs.

In fact, the organisation has said that the number of Scots finding it difficult to make their mortgage or rental payments has increased by almost a third over the course of the past two years.

New research carried out by YouGov on behalf of Shelter Scotland found 12 per cent of respondents struggling to pay their mortgages or their rent, which is a figure up from 9 per cent just two years ago.

The research also found that 36 per cent of Scots would find it difficult to cover their housing costs if they were to increase on a monthly basis by £50 or more.

Roughly one in four respondents also indicated that they had at some point borrowed money from a friend, used a credit card or dipped into their own savings in order to pay their mortgage or to cover their rent.

“It’s quite clear from these numbers that tens of thousands of people in Scotland are entering 2019 worrying about meeting the costs of their rent or mortgage over the next few months and that many thousands more would struggle with even a modest rise on those costs,” commented Graeme Brown, a director at Shelter Scotland.

“A perfect storm of austerity, harsh welfare reforms, stagnant wages, job insecurity and the high cost of housing are making it harder for people to make ends meet and plan for the future,” he said.

According to previously published figures, a household was made homeless somewhere in Scotland every 18 minutes in 2018, which for around 11,000 households meant being forced into temporary accommodation.

Those figures indicate that an estimated 14,000 children in Scotland were left without a home at some point last year.

Mr Brown from Shelter Scotland described it as “absolutely vital” that anyone struggling to keep a roof over their heads this year should seek out expert advice and support on the relevant issues “sooner rather than later”.

If you live anywhere in Scotland and you’re finding it difficult to cope with your debts then Scotland Debt Solutions can help. Call us directly to arrange a FREE initial consultation.

John Baird

Insolvency Adviser

Tel: 0800 063 9250

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