Loan - Scotland Debt Solutions

What reason should I give when applying for a personal loan?

When you apply for a personal loan it’s important to be open with the lender and tell them exactly what the loan is for.

What's a ‘continuous payment authority’ and how to cancel it

Continuous payment authorities, or CPAs, are often used by payday loan providers as a way to take repayments via a debit card, or sometimes a credit card.

Log book loans and personal debts explained

If you have a poor credit history and are not eligible for mainstream borrowing, log book loans offer a way to obtain finance quickly. They involve borrowing money against the value of your vehicle, a...

How to consider what is the right loan for you

In choosing the best loan for you, consideration should be given to a number of factors, including the loan term, interest rate and your borrowing limits. Although you’ll probably have an idea of th...

Personal Loan for People in Bankruptcy

Getting personal loans after bankruptcy discharge can be a problem because your credit file will be adversely affected by the insolvency.

Personal loans and debt problems

Personal loans are perhaps one of the most straightforward ways of borrowing money but they can nonetheless be a source of serious financial complication and concern.

Bad Credit Loans and Poor Credit History

If you have a poor credit rating, you may find it difficult to borrow money at ‘regular’ interest rates. Interest will be charged at a higher rate than normal so that lenders can protect themselve...

What are personally guaranteed or guarantor loans?

If you personally guarantee a loan it means you’re committing to repaying any outstanding balance in full in the event of default.

My partner and I are considering a joint loan, is it wise?

When taking out a joint loan, there are many things you need to consider. Signing up to a joint credit agreement is a huge commitment and it’s important to ensure you have all the facts before signi...

How to Complain About a Payday Lender

Payday loans have become a common form of borrowing throughout the UK in recent years and they are now widely used by many thousands of people nationwide.

What to Consider When Applying for an Unsecured Personal Loan

Unsecured personal loans are generally taken out for one-off purchases such as a car or a special holiday. The attraction of this type of loan is the fixed interest rate and fixed terms offered, as bo...